103 Lake Rd, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 103 Lake Rd, Demarest, NJ 07627

Property Summary

Property Type	Single Family Home
Details	2,094 sqft · built 1942
Lot Size	0.196 acres (8,538 sqft)
Owner	Individual Name on File
Last Sale	$334,900 (Jun 1999)
Tax Bill	$16,788 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-00082-04-00009`

Property Details

APN / Parcel Number

Primary APN	`09-00082-04-00009`
Alternative APNs	`0900082000400009` `0900082D00009`

Interior

Building Area	2,094 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	8,538 sqft (0.196 acres)
Lot Dimensions	122 ft deep x 70 ft wide

Location & Zoning

Old Parcel Number	0900082D00009
Street Address	103 LAKE RD
City	DEMAREST
State	NJ
Zip	07627-1223
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.196AC
Legal Subdivision	MAYFAIR GARDENS
Legal Block	82.4
Legal Lot Number	9
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	2
Census Block	2011
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough assessment roll, APN 09-00082-04-00009, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 LAKE RD, DEMAREST, NJ 07627-1223
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 1999 · Amount on Record
Deed Sale	Jun 30, 1999 · Amount on Record
Prior Sale	Nov 14, 1997 · Amount on Record
Deed Document Number	1999109205
Deed Book / Page	8180 / 892
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 15, 2021
Property Address	103 LAKE RD, DEMAREST, NJ 07627-1223
Document Number	0042721208
Book / Page	4272 / 1208
Instrument Date	Jun 16, 2021
Instrument	2021113654
Transaction Type	Transfer
Record Updated	Oct 19, 2021
Title Company	SIMPLICITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 HICKS ST APT 504, 501, BROOKLYN, NY 11231-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 LAKE RD, DEMAREST, NJ 07627-1223

Mortgage

Document Number	0042721215
Date	Jul 15, 2021
Book Page	4272/1215
Instrument	2021113655

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2051

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$930,100 (-) Land $543,100 Building $387,000	$930,100 (-) Land $543,100 Building $387,000
2025	$16,788.00 (+1.96%)	$930,100 (+72.69%) Land $543,100 Building $387,000	$930,100 (+72.69%) Land $543,100 Building $387,000
2024	$16,465.00 (+7.68%)
2023		$538,600 Land $360,200 Building $178,400	$538,600 Land $360,200 Building $178,400
2022	$15,290.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2021)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 294 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.