89 Lake Rd, Demarest, NJ 07627 Property Records

Bergen County and Demarest Borough property record for 89 Lake Rd, Demarest, NJ 07627 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,111 sqft · built 1948
Lot Size	0.235 acres (10,237 sqft)
Owner	2 Individual Names on File
Last Sale	$980,000 (Jul 2021)
Tax Bill	$17,638 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-00083-05-00006`

Property Details

APN / Parcel Number

Primary APN	`09-00083-05-00006`
Alternative APNs	`0900083000500006` `0900083E00006`

Interior

Building Area	2,111 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	10,237 sqft (0.235 acres)
Lot Dimensions	140 ft deep x 73 ft wide

Location & Zoning

Old Parcel Number	0900083E00006
Street Address	89 LAKE RD
City	DEMAREST
State	NJ
Zip	07627-1723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.235AC
Legal Subdivision	MAYFAIR GARDENS 3RD AMD MAP
Legal Block	83.5
Legal Lot Number	6
Jurisdiction	BERGEN NJ
Township / Civil Division	DEMAREST
Census Block Group	2
Census Block	2015
Census Tract	9100

Owner

Source: Bergen County and Demarest Borough records · APN 09-00083-05-00006

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	89 LAKE RD, DEMAREST, NJ 07627-1723
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2021	Deed, Transfer · Conventional Mortgage AURA HOME LOANS INC
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Mar 13, 2017	Grant Deed, Transfer LANDA TOM & DENISE TR (PT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 01, 2021 · Amount on Record
Deed Sale	Jul 01, 2021 · Amount on Record
Prior Sale	Mar 13, 2017 · Amount on Record
Deed Document Number	2021106801
Deed Book / Page	4250 / 464
Record Updated	Sep 20, 2026

July 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jul 01, 2021
Property Address	89 LAKE RD, DEMAREST, NJ 07627-1723
Document Number	0042500464
Book / Page	4250 / 464
Instrument Date	Mar 05, 2021
Instrument	2021106801
Transaction Type	Transfer
Record Updated	Oct 15, 2021
Title Company	GOLDEN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9,343.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4862 N BARRANCO DR, 4862, LITCHFIELD PARK, AZ 85340-2738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 LAKE RD, DEMAREST, NJ 07627-1723

Mortgage

Document Number	0042500469
Date	Jul 01, 2021
Book Page	4250/469
Instrument	2021106802

Lender

Name	AURA HOME LOANS INC
Type	Mortgage Company
Address	EDGEWATER, NJ 07020

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jun 01, 2041

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	89 LAKE RD, DEMAREST, NJ 07627-1723
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0038790342
Date	Dec 22, 2020
Book Page	3879/342
Instrument	20-137412

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 13, 2017
Property Address	89 LAKE RD, DEMAREST, NJ 07627-1723
Document Number	0025611073
Book / Page	002561 / 001073
Instrument Date	Mar 10, 2017
Transaction Type	Transfer
Record Updated	May 05, 2017
Title Company	WFG NATIONAL TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$915.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	89 LAKE RD DEMAREST NJ 076271723, DEMAREST, NJ 07627-1723

Mortgage

Document Number	25611079
Date	Mar 13, 2017
Book Page	002561/001079

Lender

Name	LANDA TOM & DENISE TR (PT)
Address	5755 FLORIMONT CT, RENO, NV 89511-5044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2047

Interest

Rate	3%

Tax Assessment & Valuation

Source: Bergen County and Demarest Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Demarest Borough
Elementary School District	Demarest Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$977,200 (-) Land $588,100 Building $389,100	$977,200 (-) Land $588,100 Building $389,100
2025	$17,638.00 (-5.01%)	$977,200 (+60.88%) Land $588,100 Building $389,100	$977,200 (+60.88%) Land $588,100 Building $389,100
2024	$18,568.00 (+7.68%)
2023		$607,400 Land $387,000 Building $220,400	$607,400 Land $387,000 Building $220,400
2022	$17,244.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030091002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	9 in force
Nearby Flood Claims	18 (1980–2021)
Claims Outside the SFHA	5 of 18
Most Recent Claim	Sep 2021, river or lake flooding, Remnants Of Hurricane Ida
Claims By Storm	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 4 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 294 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Optimum Communications	Fiber	8,000 / 8,000
Verizon	Fiber	2,300 / 2,300
Optimum Communications	Cable	940 / 35
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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