103 Kearsarge Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 103 Kearsarge Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,528 sqft · built 2019
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$322,293 (Nov 2019)
Tax Bill	$2,421 (2026)
Deeds & Mortgages	Dec 2020 Refinance Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`44E11-1-21`

Property Details

APN / Parcel Number

Primary APN	`44E11-1-21`
Alternative APN	`8050597`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	3,492 sqft
1st Floor Area	1,528 sqft
Basement Area	423 sqft
Finished Basement	423 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050597
Street Address	103 KEARSARGE CT
City	STEPHENSON
State	VA
Zip	22656-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L21 S11
Legal Subdivision	5
Legal Lot Number	21
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

103 Kearsarge Ct is owned and occupied by an individual who bought it in November 2019.

Source: Frederick County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	103 KEARSARGE CT, STEPHENSON, VA 22656-2071
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS LLC
Nov 1, 2019	Special Warranty Deed, Transfer · Conventional Mortgage MCLEAN MORTGAGE CORPORATION
Jun 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2019 · Amount on File
Deed Sale	Nov 1, 2019 · Amount on File
Deed Document Number	201911745
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	103 KEARSARGE CT, STEPHENSON, VA 22656-2071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018390
Date	Dec 17, 2020
Instrument	200018390

Lender

Name	QUICKEN LOANS LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

November 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Nov 1, 2019
Property Address	103 KEARSARGE CT, STEPHENSON, VA 22656-2071
Document Number	0000011745
Instrument Date	Oct 31, 2019
Instrument	190011745
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 KEARSARGE CT, STEPHENSON, VA 22656-2071

Mortgage

Document Number	0000011746
Date	Nov 1, 2019
Instrument	190011746

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 4, 2018
Property Address	103 KEARSARGE CT, STEPHENSON, VA 22656-2071
Document Number	0000005297
Instrument Date	Jun 1, 2018
Instrument	5297
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3201 JERMANTOWN RD #150 FAIRFAX VA 220302875, 150, FAIRFAX, VA 22030-2875

Tax Assessment & Valuation

The 2026 property tax bill for 103 Kearsarge Ct was $2,421, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,421.00 (+10.45%)	$456,700 Land $93,000 Building $363,700	$456,700 Land $93,000 Building $363,700
2025	$2,192.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 Kearsarge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Kearsarge Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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