100 Kearsarge Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 100 Kearsarge Ct, Stephenson, VA 22656

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,504 sqft · built 2019
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$375,000 (Sep 2021)
Tax Bill	$2,467 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`44E11-1-18`

Property Details

APN / Parcel Number

Primary APN	`44E11-1-18`
Alternative APN	`8050594`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,504 sqft Living Area
Gross Area	3,636 sqft
1st Floor Area	1,504 sqft
Basement Area	655 sqft
Finished Basement	655 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Terrain	Rolling
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8050594
Street Address	100 KEARSARGE CT
City	STEPHENSON
State	VA
Zip	22656-2071
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Description	SNOWDEN BRIDGE L18 S11
Legal Subdivision	5
Legal Lot Number	18
Jurisdiction	FREDERICK VA
Township / Civil Division	STONEWALL
Census Block Group	4
Census Block	4019
Census Tract	50100

Owner

100 Kearsarge Ct is owned and occupied by two individuals who bought it in September 2021.

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Warranty Deed, Transfer · VA Mortgage AMERIS BANK
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage COMMERCE HM MTG
Aug 12, 2019	Warranty Deed, Transfer · FHA Mortgage MCLEAN MORTGAGE CORPORATION
Jun 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on File
Deed Sale	Sep 10, 2021 · Amount on File
Prior Sale	Aug 12, 2019 · Amount on File
Deed Document Number	202115317
Deed Book / Page	27
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Sep 10, 2021
Property Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071
Document Number	0000015317
Instrument Date	Sep 7, 2021
Instrument	210015317
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	REGIS TITLE LLC, RGS TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071

Mortgage

Document Number	0000015320
Date	Sep 10, 2021
Instrument	210015320

Lender

Name	AMERIS BANK

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071
Document Number	0000017149
Instrument Date	Nov 16, 2020
Transaction Type	Mortgage
Record Updated	Dec 17, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	100 KEARSARGE CT STEPHENSON VA 226562071, STEPHENSON, VA 22656-2071

Mortgage

Document Number	0000017149
Date	Nov 30, 2020
Instrument	17149

Lender

Name	COMMERCE HM MTG
Address	IRVINE, CA 92606

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2050

Interest

Rate	2.75%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREDERICK VA
Recording Date	Aug 12, 2019
Property Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071
Document Number	0000008177
Instrument Date	Aug 9, 2019
Instrument	190008177
Transaction Type	Transfer
Record Updated	May 28, 2021
Title Company	CHAMPION TITLE & STLMNTS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071

Mortgage

Document Number	0000008178
Date	Aug 12, 2019
Instrument	190008178

Lender

Name	MCLEAN MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK VA
Recording Date	Jun 4, 2018
Property Address	100 KEARSARGE CT, STEPHENSON, VA 22656-2071
Document Number	0000005297
Instrument Date	Jun 1, 2018
Instrument	5297
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3201 JERMANTOWN RD #150 FAIRFAX VA 220302875, 150, FAIRFAX, VA 22030-2875

Tax Assessment & Valuation

The 2026 property tax bill for 100 Kearsarge Ct was $2,467, up 10.4% from the year before.

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,467.00 (+10.43%)	$465,500 Land $93,000 Building $372,500	$465,500 Land $93,000 Building $372,500
2025	$2,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 100 Kearsarge Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 100 Kearsarge Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 54% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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