Ellis County property record for 103 Joy Ln, Palmer, TX 75152
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,092 sqft · built 1991 |
| Lot Size | 0.182 acres (7,930 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,079 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | R196044 |
| Primary APN | R196044 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft Living Area |
| Gross Area | 1,395 sqft |
| 1st Floor Area | 1,092 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,930 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 103 JOY LN |
|---|---|
| City | PALMER |
| State | TX |
| Zip | 75152-9619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 GREEN MEADOWS .182 AC |
| Legal Subdivision | GREEN MEADOWS |
| Legal Lot Number | 3 |
| Jurisdiction | ELLIS TX |
| Township / Civil Division | FERRIS |
| Census Block Group | 1 |
| Census Block | 1040 |
| Census Tract | 60105 |
103 Joy Ln is owned and occupied by two individuals who acquired it in November 2010.
Source: Ellis County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 JOY LN, PALMER, TX 75152-9619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2010 |
| Deed Sale | Nov 19, 2010 |
| Deed Document Number | 201025143 |
| Deed Book / Page | 2541 / 2285 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 103 Joy Ln was $2,079 with a homeowner's exemption, down 4.3% from the year before.
Source: Ellis County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Ellis County |
| Municipality | Palmer Town |
| Unified School District | Palmer Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,291 (+0.75%) Land $45,000 Building $128,291 | $173,291 (-5.03%) Land $45,000 Building $128,291 | |
| 2025 | $2,079.00 (-4.28%) Homeowner's exemption | $172,008 Land $45,000 Building $137,470 | $182,470 Land $45,000 Building $137,470 |
| 2024 | $2,172.00 (+17.28%) | ||
| 2023 | $1,852.00 Homeowner's exemption | $156,179 Land $25,000 Building $131,179 | $156,179 Land $25,000 Building $131,179 |
| 2018 | $1,914.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Joy Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Joy Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 81% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALMER serves 3,015 people · EPA ID TX0700007 |
|---|---|
| Water Source | Purchased surface water from ROCKETT SUD |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| Wi-Five Broadband Fixed Wireless | 100 / 100 |
May also be available: fiberfly.
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