102 Joy Ln, Palmer, TX 75152 Property Records

Ellis County property record for 102 Joy Ln, Palmer, TX 75152

Property Summary

Property Type	Mobile Home
Details	1,848 sqft · built 2000
Lot Size	0.756 acres (32,931 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jun 2021)
Tax Bill	$3,787 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R168803`

Property Details

APN / Parcel Number

Primary APN	`R168803`
Alternative APNs	`65452400010000110` `168803`

Interior

Stories	1 Story
Building Area	1,848 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Mobile Home
Lot Area	32,931 sqft (0.756 acres)
Lot Dimensions	300 ft deep x 110 ft wide
Garage Type	Carport
Garage Area	576 sqft
Carport	Carport
Carport Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	436 sqft
Storage Building	144 sqft
Total Buildings	2 Buildings

Location & Zoning

Street Address	102 JOY LN
City	PALMER
State	TX
Zip	75152-9618
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT 100 GREEN ACS WEST 0.756 ACRES
Legal Subdivision	GREEN ACS WEST- REV
Legal Lot Number	100
Jurisdiction	ELLIS TX
Township / Civil Division	FERRIS
Census Block Group	1
Census Block	1041
Census Tract	60105

Owner

102 Joy Ln, a mobile home, is owned by two individuals who bought it in June 2021.

Source: Ellis County records, as of August 19, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1522 NECK RD, PALMER, TX 75152-4303
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK NA
Jun 4, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK NA
Feb 21, 2019	Affidavit of Death, Transfer
Feb 21, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2021 · Amount on File
Deed Sale	Jun 4, 2021 · Amount on File
Deed Document Number	202124633
Prior Transfer Date	Jun 1, 2021
Prior Transfer Doc	0000024633
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	102 JOY LN, PALMER, TX 75152-9618
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002329258
Date	Sep 29, 2023
Instrument	2329258

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	WAXAHACHIE, TX 75165

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 27, 2024

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ELLIS TX
Recording Date	Jun 4, 2021
Property Address	102 JOY LN, PALMER, TX 75152-9618
Document Number	2124633
Map Reference	CAB A SL 610
Instrument Date	Jun 1, 2021
Instrument	2124633
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 801, PALMER, TX 75152-0801

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1522 NECK RD, PALMER, TX 75152-4303

Mortgage

Document Number	2124634
Date	Jun 4, 2021
Instrument	2124634

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 2, 2036

Interest

Rate Type	Adjustable Rate

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ELLIS TX
Recording Date	Feb 21, 2019
Property Address	102 JOY LN, PALMER, TX 75152-9618
Document Number	0000004681
Instrument Date	Feb 17, 2019
Instrument	4681
Transaction Type	Transfer
Record Updated	Mar 7, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1159 EPPS RD PALMER TX 751528090, PALMER, TX 75152-8090

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Feb 21, 2019
Property Address	102 JOY LN, PALMER, TX 75152-9618
Document Number	0000004682
Instrument Date	Feb 5, 2019
Instrument	4682
Transaction Type	Transfer
Record Updated	Mar 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	PO BOX 503 PALMER TX 751520503, PALMER, TX 75152-0503

Tax Assessment & Valuation

The 2025 property tax bill for 102 Joy Ln was $3,787, up 14.8% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Municipality	Palmer Town
Unified School District	Palmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,264 (+1.17%) Land $85,000 Building $98,264	$183,264 (+1.17%) Land $85,000 Building $98,264
2025	$3,787.00 (+14.83%)	$181,141 Land $85,000 Building $96,141	$181,141 Land $85,000 Building $96,141
2024	$3,298.00 (-0.45%)
2023	$3,313.00	$160,996 Land $70,000 Building $90,996	$160,996 Land $70,000 Building $90,996
2018	$821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Joy Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Joy Ln is moderate, ranking above 45% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALMER serves 3,015 people · EPA ID TX0700007
Water Source	Purchased surface water from ROCKETT SUD
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 200
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: fiberfly.

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