103 James St, Dowagiac, MI 49047 Property Records

Cass County property record for 103 James St, Dowagiac, MI 49047

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,537 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Tax Bill	$1,070 (2025)
Flood Zone	Zone X (minimal risk)
APN	`14-160-300-595-00`

Property Details

APN / Parcel Number

Primary APN	`14-160-300-595-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	1,537 sqft Building Perimeter
1st Floor Area	905 sqft
Basement Area	632 sqft
Unfinished Basement	632 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	103 JAMES ST
City	DOWAGIAC
State	MI
Zip	49047-1359
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	. DW 1871 N 1/2 OF E 1/2 OF LOT 106 & W 4 RDS LOT 105 MCOMBER'S 2ND ADD CITY OF DOWAGIAC.
Legal Subdivision	MCOMBERS 2ND ADD
Legal Lot Number	105,106
Jurisdiction	CASS MI
Township / Civil Division	DOWAGIAC
Census Block Group	4
Census Block	4026
Census Tract	2000

Owner

103 James St is owned and occupied by an individual.

Source: Cass County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	103 JAMES ST, DOWAGIAC, MI 49047-1359
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 103 James St was $1,070 with a homeowner's exemption.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
Municipality	Dowagiac City
Unified School District	Dowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,800 (+13.41%) Land $55,800	$111,600 (+13.41%) Land $111,600
2025	$1,070.00 Homeowner's exemption	$49,200 Land $49,200	$98,400 Land $98,400
2023		$40,900	$81,800
2022	$885.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 103 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 James St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DOWAGIAC serves 6,350 people · EPA ID MI0001860
Water Source	Groundwater
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20