Cass County property record for 101 James St, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,046 sqft · built 1906 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $56,000 (Mar 2021) |
| Tax Bill | $2,108 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2021 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-160-300-598-00 |
| Primary APN | 14-160-300-598-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,046 sqft Building Perimeter |
| 1st Floor Area | 766 sqft |
| Basement Area | 766 sqft |
| Unfinished Basement | 766 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 360 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 101 JAMES ST |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-1359 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . DW 1874 E 1/2 OF LOT 107 MCOMBER'S 2ND ADD CITY OF DOWAGIAC. |
| Legal Subdivision | D M MCOMBERS SECOND ADDITION |
| Legal Lot Number | 107 |
| Jurisdiction | CASS MI |
| Township / Civil Division | DOWAGIAC |
| Census Block Group | 4 |
| Census Block | 4026 |
| Census Tract | 2000 |
Source: Cass County records, as of October 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 703 E MAIN ST, NILES, MI 49120-2637 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2021 | Deed of Trust, Mortgage HONOR CU |
| Mar 24, 2021 | Warranty Deed, Transfer MTC |
| Mar 8, 2018 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2021 · Amount on File |
| Deed Sale | Mar 24, 2021 · Amount on File |
| Prior Sale | Mar 8, 2018 · Amount on File |
| Deed Book / Page | 1192 / 1534 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 101 JAMES ST, DOWAGIAC, MI 49047-1359 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1194/1423 |
|---|---|
| Date | Apr 22, 2021 |
| Book Page | 1194/1423 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 24, 2021 |
| Property Address | 101 JAMES ST, DOWAGIAC, MI 49047-1359 |
| Document Number | 1192/1534 |
| Book / Page | 1192 / 1534 |
| Map Reference | LB V PG 15 |
| Instrument Date | Mar 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Title Company | MTC |
| Amount | Amount on Record |
|---|---|
| Tax | $481.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7039 MAIN CT, NILES, MI 49120 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Mar 8, 2018 |
| Property Address | 101 JAMES ST, DOWAGIAC, MI 49047-1359 |
| Document Number | 1136/1454 |
| Book / Page | 1136 / 1454 |
| Map Reference | LB V PG15 |
| Instrument Date | Mar 8, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $43.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 503 KEENE AVE, DOWAGIAC, MI 49047-1532 |
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| Municipality | Dowagiac City |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $45,300 (+12.97%) Land $45,300 | $90,600 (+12.97%) Land $90,600 | |
| 2025 | $2,108.00 (+19.37%) | $40,100 (+20.42%) Land $40,100 | $80,200 (+20.42%) Land $80,200 |
| 2023 | $33,300 | $66,600 | |
| 2022 | $1,766.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWAGIAC serves 6,350 people · EPA ID MI0001860 |
|---|---|
| Water Source | Groundwater |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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