103 Jacoby St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 103 Jacoby St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	1,556 sqft · built 1929
Lot Size	0.074 acres (3,219 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Jun 2023)
Tax Bill	$11,150 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-00045-04-00254`

Property Details

APN / Parcel Number

Primary APN	`11-00045-04-00254`
Alternative APNs	`1100045000400254` `02783`

Interior

Stories	2 Stories
Building Area	1,556 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	3,219 sqft (0.074 acres)
Lot Dimensions	92 ft deep x 35 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	02783
Street Address	103 JACOBY ST
City	MAPLEWOOD
State	NJ
Zip	07040-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	35X92
Legal Subdivision	TOWNSHIP/MAPLEWOOD
Legal Block	45.4
Legal Lot Number	254
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1010
Census Tract	19700

Owner

Source: Essex County and Maplewood Township records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 JACOBY ST, MAPLEWOOD, NJ 07040-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage MID-ISLAND MORTGAGE CORP
Jun 14, 2023	Deed, Transfer · Conventional Mortgage MID-ISLAND MORTGAGE CORP
Oct 11, 2019	Grant Deed, Transfer · Conventional Mortgage GARDEN SVGS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Document Number	202335893
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	103 JACOBY ST, MAPLEWOOD, NJ 07040-3053
Transaction Type	Mortgage
Record Updated	Nov 5, 2025
Title Company	NU WORLD TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JACOBY ST, MAPLEWOOD, NJ 07040-3053

Mortgage

Document Number	0000063951
Date	Oct 10, 2025
Instrument	2025063951

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company
Address	WESTBURY, NY 11590

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 14, 2023
Property Address	103 JACOBY ST, MAPLEWOOD, NJ 07040-3053
Document Number	0000035893
Instrument Date	Apr 18, 2023
Instrument	2023035893
Transaction Type	Transfer
Record Updated	Jul 18, 2023
Title Company	NU WORLD TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 ESSEX RD, MAPLEWOOD, NJ 07040-2308

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 JACOBY ST, MAPLEWOOD, NJ 07040-3053

Mortgage

Document Number	0000035894
Date	Jun 14, 2023
Instrument	2023035894

Lender

Name	MID-ISLAND MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	May 1, 2053

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Oct 11, 2019
Property Address	103 JACOBY ST, MAPLEWOOD, NJ 07040-3053
Document Number	0000097092
Instrument Date	Sep 25, 2019
Instrument	97092
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	103 JACOBY ST MAPLEWOOD NJ 070403053, MAPLEWOOD, NJ 07040-3053

Mortgage

Document Number	97093
Date	Oct 11, 2019
Instrument	97093

Lender

Name	GARDEN SVGS FCU
Type	Credit Union
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Tax Assessment & Valuation

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,400 (-) Land $185,300 Building $279,100	$464,400 (-) Land $185,300 Building $279,100
2025	$11,150.00 (+3.81%)	$464,400 (+51.47%) Land $185,300 Building $279,100	$464,400 (+51.47%) Land $185,300 Building $279,100
2024	$10,741.00 (-0.64%)
2023		$306,600 (-) Land $131,400 Building $175,200	$306,600 (-) Land $131,400 Building $175,200
2022	$10,810.00 (+3.13%)	$306,600 Land $131,400 Building $175,200	$306,600 Land $131,400 Building $175,200
2021	$10,482.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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