96 Jacoby St, Maplewood, NJ 07040 Property Records

Essex County and Maplewood Township property record for 96 Jacoby St, Maplewood, NJ 07040

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 1929
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$475,000 (Jun 2020)
Tax Bill	$16,132 (2025)
Deeds & Mortgages	Aug 2022 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`11-00045-03-00294`

Property Details

APN / Parcel Number

Primary APN	`11-00045-03-00294`
Alternative APNs	`1100045000300294` `02862`

Interior

Stories	2 Stories
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Construction Type	Frame
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	157 ft deep x 38 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	02862
Street Address	96 JACOBY ST
City	MAPLEWOOD
State	NJ
Zip	07040-3052
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2-4
Legal Description	38X157
Legal Subdivision	MUNICIPALITY/MAPLEWOOD
Legal Block	45.3
Legal Lot Number	294
Jurisdiction	ESSEX NJ
Township / Civil Division	MAPLEWOOD
Census Block Group	1
Census Block	1003
Census Tract	19700

Owner

96 Jacoby St is owned and occupied by two individuals who bought it in June 2020.

Source: Essex County and Maplewood Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	96 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage OTHER INSTITUTIONAL LENDERS
Jun 25, 2020	Grant Deed, Transfer · FHA Mortgage M&T BK
Apr 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2020 · Amount on File
Deed Sale	Jun 25, 2020 · Amount on File
Prior Sale	Jul 3, 2018
Deed Document Number	202058926
Prior Transfer Date	Apr 11, 2018
Prior Transfer Doc	2018057467
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	96 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Transaction Type	Mortgage
Record Updated	Sep 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000074893
Date	Aug 10, 2022
Instrument	2022074893

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	334 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	96 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Document Number	0000063050
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 JACOBY ST MAPLEWOOD NJ 070403052, MAPLEWOOD, NJ 07040-3052

Mortgage

Document Number	0000063050
Date	Jul 9, 2020
Instrument	63050

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	NEW BRUNSWICK, NJ 08901

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jul 8, 2025

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 25, 2020
Property Address	96 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Document Number	0000058926
Instrument Date	Apr 2, 2020
Instrument	58926
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	HUDSON UNITED TITLE SERVICES LLC, HUDSON UNITED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$475.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	96 JACOBY ST MAPLEWOOD NJ 070403052, MAPLEWOOD, NJ 07040-3052

Mortgage

Document Number	58927
Date	Jun 25, 2020
Instrument	58927

Lender

Name	M&T BK
Type	Bank
Address	BUFFALO, NY 14203

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2050

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ESSEX NJ
Recording Date	Apr 12, 2017
Property Address	96 JACOBY ST, MAPLEWOOD, NJ 07040-3052
Document Number	0000032230
Instrument Date	Apr 11, 2017
Instrument	32230
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	96 JACOBY ST MAPLEWOOD NJ 070403052, MAPLEWOOD, NJ 07040-3052

Tax Assessment & Valuation

The 2025 property tax bill for 96 Jacoby St was $16,132, up 3.8% from the year before.

Source: Essex County and Maplewood Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Maplewood Township
Unified School District	South Orange-Maplewood School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$657,100 (-2.2%) Land $199,100 Building $458,000	$657,100 (-2.2%) Land $199,100 Building $458,000
2025	$16,132.00 (+3.8%)	$671,900 Land $199,100 Building $472,800	$671,900 Land $199,100 Building $472,800
2024	$15,541.00
2023		$338,400 Land $134,800 Building $203,600	$338,400 Land $134,800 Building $203,600
2022	$11,931.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 96 Jacoby St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (1979–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 96 Jacoby St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 824 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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