Carteret County property record for 103 Iris Ct, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,829 sqft · built 1999 |
| Lot Size | 0.67 acres (29,185 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,000 (Sep 2003) |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 6356.15.53.3985000 |
| Primary APN | 6356.15.53.3985000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,829 sqft Heated Area |
| Gross Area | 3,619 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Cape Cod |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 29,185 sqft (0.67 acres) |
| Lot Dimensions | 230 ft deep x 132 ft wide |
| Garage Type | Finished |
| Garage Area | 680 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 448 sqft |
| Deck Area | 151 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 49630 |
|---|---|
| Street Address | 103 IRIS CT |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L12 PHILLIPS LANDING |
| Legal Subdivision | PHILLIPS LANDING |
| Legal Block | 53 |
| Legal Lot Number | 12 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970606 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2003 · Amount on Record |
| Deed Sale | Sep 4, 2003 · Amount on Record |
| Prior Sale | May 31, 2002 · Amount on Record |
| Deed Book / Page | 1015 / 82 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 103 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Transaction Type | Mortgage |
| Record Updated | Apr 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Document Number | 0017950166 |
|---|---|
| Date | Mar 30, 2023 |
| Book Page | 1795/166 |
| Instrument | 1795166 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $614,882 (-) Land $128,450 Building $486,432 | $614,882 (-) Land $128,450 Building $486,432 | |
| 2025 | $1,973.00 (+47.57%) | $614,882 (+96.42%) Land $128,450 Building $486,432 | $614,882 (+96.42%) Land $128,450 Building $486,432 |
| 2023 | $313,051 Land $86,130 Building $226,921 | $313,051 Land $86,130 Building $226,921 | |
| 2022 | $1,337.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 56 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 34 condo units |
| Nearby Flood Claims | 7 (2018–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRANDYWINE BAY private · serves 2,245 people · EPA ID NC0416163 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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