Carteret County property record for 102 Iris Ct, Morehead City, NC 28557
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,797 sqft · built 2001 |
| Lot Size | 1.14 acres (49,658 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $749,500 (Jan 2026) |
| Tax Bill | $2,388 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6356.15.54.3287000 |
| Primary APN | 6356.15.54.3287000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,797 sqft Heated Area |
| Gross Area | 3,703 sqft |
| 1st Floor Area | 842 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,658 sqft (1.14 acres) |
| Lot Dimensions | 244 ft deep x 156 ft wide |
| Pool Area | 662 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 815 sqft |
| Deck Area | 1,168 sqft |
| Patio Area | 1,168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 52750 |
|---|---|
| Street Address | 102 IRIS CT |
| City | MOREHEAD CITY |
| State | NC |
| Zip | 28557-8981 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L15 PHILLIPS LANDING |
| Legal Subdivision | PHILLIPS LANDING |
| Legal Block | 54 |
| Legal Lot Number | 15 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 970606 |
102 Iris Ct is owned and occupied by two individuals who bought it in January 2026.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 102 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Dec 17, 2020 | Warranty Deed, Transfer · Stand-Alone First Mortgage MAGNOLIA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 9, 2026 · Amount on File |
| Deed Sale | Jan 9, 2026 · Amount on File |
| Prior Sale | Dec 17, 2020 · Amount on File |
| Deed Document Number | 20261875311 |
| Deed Book / Page | 1875 / 311 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jan 9, 2026 |
| Property Address | 102 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Document Number | 0018750311 |
| Book / Page | 1875 / 311 |
| Map Reference | MB 29 PG 347 |
| Instrument Date | Jan 6, 2026 |
| Instrument | 1875311 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,499.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1383 BLESSED ISLES DR NW, PALM BAY, FL 32907-8133 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 102 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Document Number | 0001875312 |
|---|---|
| Date | Jan 9, 2026 |
| Instrument | 1875/312 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.6% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.6% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Dec 17, 2020 |
| Property Address | 102 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Document Number | 0017000438 |
| Book / Page | 1700 / 438 |
| Map Reference | MB 29 PG 347 |
| Instrument Date | Dec 14, 2020 |
| Instrument | 1700438 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 IRONCREEK PL, 100, APEX, NC 27539-7772 |
| Name | Verified Name |
|---|---|
| Address | 102 IRIS CT, MOREHEAD CITY, NC 28557-8981 |
| Document Number | 1700439 |
|---|---|
| Date | Dec 17, 2020 |
| Instrument | 1700-439 |
| Name | MAGNOLIA BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 102 Iris Ct was $2,388.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $750,871 (-) Land $144,900 Building $605,971 | $750,871 (-) Land $144,900 Building $605,971 | |
| 2025 | $2,388.00 | $750,871 Land $144,900 Building $605,971 | $750,871 Land $144,900 Building $605,971 |
| 2023 | $454,072 Land $89,856 Building $364,216 | $454,072 Land $89,856 Building $364,216 | |
| 2022 | $2,090.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 102 Iris Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 56 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 90 units insured incl. 34 condo units |
| Nearby Flood Claims | 7 (2018–2024) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 102 Iris Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRANDYWINE BAY private · serves 2,245 people · EPA ID NC0416163 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2021 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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