Effingham County property record for 103 Heritage Dr, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,908 sqft · built 2005 |
| Lot Size | 0.73 acres (31,799 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Oct 2009) |
| Tax Bill | $4,134 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Dec 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0272C-002-000 |
| Primary APN | 0272C-002-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,908 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Shed Roof |
| Roof Material | Fiberglass |
| Lot Area | 31,799 sqft (0.73 acres) |
| Garage Area | 800 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 336 sqft |
| Patio Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 1553 |
|---|---|
| Street Address | 103 HERITAGE DR |
| City | GUYTON |
| State | GA |
| Zip | 31312-4014 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | .73AC LOT 2 (OUT 32-38C&D) |
| Legal Subdivision | HERITAGE PLACE |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | GUYTON-SPRINGFIELD |
| Census Block Group | 4 |
| Census Block | 4054 |
| Census Tract | 30204 |
103 Heritage Dr is owned and occupied by an individual who acquired it in December 2022.
Source: Effingham County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 7, 2023 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE |
| Dec 13, 2022 | Warranty Deed, Transfer |
| Aug 7, 2017 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL |
| Jan 31, 2022 | Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2009 · Amount on File |
| Deed Sale | Oct 1, 2009 · Amount on File |
| Prior Sale | Apr 16, 2009 · Amount on File |
| Deed Document Number | 20091869 |
| Deed Book / Page | 1886 / 50 |
| Last Transfer Date | Dec 13, 2022 |
| Transfer Doc | 002825/164 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Document Number | 0000002830/0000000645 |
|---|---|
| Date | Feb 7, 2023 |
| Book Page | 0000002830/0000000645 |
| Instrument | 2023000952 |
| Name | UNITED WHOLESALE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Dec 13, 2022 |
| Property Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Document Number | 002825/164 |
| Book / Page | 2825 / 164 |
| Instrument Date | Dec 13, 2022 |
| Instrument | 2022-003810 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002421/104 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 2421/104 |
| Instrument | 007115 |
| Name | HOME POINT FINANCIAL |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2022 |
| Name | Verified Name |
|---|---|
| Address | 103 HERITAGE DR, GUYTON, GA 31312-4014 |
| Document Number | 0000002759/0000000980 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 0000002759/0000000980 |
| Instrument | 000928 |
| Name | UNITED WHOLESALE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2052 |
The 2025 property tax bill for 103 Heritage Dr was $4,134 with a homeowner's exemption, up 11.2% from the year before.
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,297 (-2.53%) Land $22,800 Building $129,497 | $380,743 (-2.53%) Land $57,000 Building $323,743 | |
| 2025 | $4,134.00 (+11.19%) Homeowner's exemption | $156,258 (+13.12%) Land $22,800 Building $133,458 | $390,644 (+13.12%) Land $57,000 Building $333,644 |
| 2024 | $3,718.00 (+25.31%) Homeowner's exemption | $138,132 (+2.7%) Land $22,800 Building $115,332 | $345,331 (+2.7%) Land $57,000 Building $288,331 |
| 2023 | $2,967.00 (-15.95%) Homeowner's exemption | $134,496 (+1.97%) Land $17,600 Building $116,896 | $336,240 (+1.97%) Land $44,000 Building $292,240 |
| 2022 | $3,530.00 Homeowner's exemption | $131,896 Land $15,000 Building $116,896 | $329,740 Land $37,500 Building $292,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Heritage Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Heritage Dr is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 61% of Georgia |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures