Middlesex County and Edison Township property record for 103 Harding Ave, Edison, NJ 08820
| Property Type | Single Family Home |
|---|---|
| Details | 3,165 sqft · built 2007 |
| Lot Size | 0.367 acres (16,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $374,000 (Nov 2005) |
| Tax Bill | $21,965 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05 00556-A-00020 |
| Primary APN | 05 00556-A-00020 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,165 sqft Living Area |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Lot Area | 16,000 sqft (0.367 acres) |
| Lot Dimensions | 200 ft deep x 80 ft wide |
| Street Address | 103 HARDING AVE |
|---|---|
| City | EDISON |
| State | NJ |
| Zip | 08820-2526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RBB |
| Legal Description | 80X200 |
| Legal Subdivision | OAK TREE TERRACE |
| Legal Block | 556.1 |
| Legal Lot Number | 20.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 1415 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 103 HARDING AVE, EDISON, NJ 08820-2526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT BANK |
| Nov 24, 2017 | Deed of Trust, Mortgage · Line of Credit PROVIDENT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2005 · Amount on Record |
| Deed Sale | Nov 15, 2005 · Amount on Record |
| Deed Book / Page | 5581 / 738 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 103 HARDING AVE, EDISON, NJ 08820-2526 |
| Transaction Type | Mortgage |
| Record Updated | Oct 11, 2022 |
| Title Company | FOUNDATION TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000046266 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 17889/1099 |
| Instrument | 2020046266 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 103 HARDING AVE, EDISON, NJ 08820-2526 |
| Document Number | 0000011259 |
| Instrument Date | Nov 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 103 HARDING AVE EDISON NJ 088202526, EDISON, NJ 08820-2526 |
| Document Number | 0000011259 |
|---|---|
| Date | Dec 13, 2017 |
| Book Page | 017033/001004 |
| Instrument | 11259 |
| Name | PROVIDENT BK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,300 (+3.58%) Land $81,000 Building $301,300 | $382,300 (+3.58%) Land $81,000 Building $301,300 | |
| 2025 | $21,965.00 (-0.03%) | $369,100 (-) Land $81,000 Building $288,100 | $369,100 (-) Land $81,000 Building $288,100 |
| 2024 | $21,972.00 (+0.51%) | ||
| 2023 | $369,100 Land $81,000 Building $288,100 | $369,100 Land $81,000 Building $288,100 | |
| 2022 | $21,861.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2021) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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