103 Gentry Dr, Guyton, GA 31312 Property Records

Effingham County property record for 103 Gentry Dr, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,181 sqft · built 2015
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on Record
Last Sale	$343,900 (Jan 2023)
Tax Bill	$5,533 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Jan 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0395A-045-000`

Property Details

APN / Parcel Number

Primary APN	`0395A-045-000`
Alternative APNs	`0395A045` `12006`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,181 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	12,197 sqft (0.28 acres)
Garage Area	420 sqft

Exterior Amenities

Porch	Slab
Porch Area	192 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	12006
Street Address	103 GENTRY DR
City	GUYTON
State	GA
Zip	31312-5819
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.28 AC LOT 45 (OUT 395-8)
Legal Subdivision	GREYSTONE
Legal Lot Number	45
Jurisdiction	EFFINGHAM GA
Township / Civil Division	RINCON
Census Block Group	4
Census Block	4030
Census Tract	30301

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 GENTRY DR, GUYTON, GA 31312-5819
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE
Jan 13, 2023	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Jun 28, 2019	Warranty Deed, Transfer · Conventional Mortgage DESERET FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 19, 2023 · Amount on Record
Deed Sale	Jan 19, 2023 · Amount on Record
Prior Sale	Jun 28, 2019 · Amount on Record
Deed Document Number	2023111
Deed Book / Page	2827 / 518
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	103 GENTRY DR, GUYTON, GA 31312-5819
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENTRY DR, GUYTON, GA 31312-5819

Mortgage

Document Number	0000002714/0000000864
Date	Aug 10, 2021
Book Page	0000002714/0000000864
Instrument	009812

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jan 13, 2023
Property Address	103 GENTRY DR, GUYTON, GA 31312-5819
Document Number	002827/518
Book / Page	2827 / 518
Instrument Date	Jan 13, 2023
Instrument	2023-000111
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENTRY DR, GUYTON, GA 31312-5819

Mortgage

Document Number	0000002827/0000000521
Date	Jan 19, 2023
Book Page	0000002827/0000000521
Instrument	000397

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Jun 28, 2019
Property Address	103 GENTRY DR, GUYTON, GA 31312-5819
Document Number	0002534/18
Book / Page	2534 / 18
Instrument Date	Jun 28, 2019
Instrument	2019-001862
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 GENTRY DR, GUYTON, GA 31312-5819

Mortgage

Document Number	0000002534/0000000019
Date	Jul 10, 2019
Book Page	0000002534/0000000019
Instrument	005685

Lender

Name	DESERET FIRST FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$177,089 (+4.8%) Land $22,800 Building $154,289	$442,722 (+4.8%) Land $57,000 Building $385,722
2025	$5,533.00 (+29.55%) Homeowner's exemption	$168,971 (+9.44%) Land $22,800 Building $146,171	$422,427 (+9.44%) Land $57,000 Building $365,427
2024	$4,271.00 (+93.26%)	$154,390 (+28.67%) Land $22,800 Building $131,590	$385,976 (+28.67%) Land $57,000 Building $328,976
2023	$2,210.00 (-18.54%) Homeowner's exemption	$119,988 (+6.59%) Land $22,000 Building $97,988	$299,969 (+6.59%) Land $55,000 Building $244,969
2022	$2,713.00 Homeowner's exemption	$112,568 Land $19,000 Building $93,568	$281,420 Land $47,500 Building $233,920

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 53% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Gentry Dr

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