Madison County property record for 103 Fox Cir, Richmond, KY 40475
| Property Type | Mobile Home |
|---|---|
| Details | 1,344 sqft |
| Owner | Individual Name on Record |
| Last Sale | $124,900 (Oct 2020) |
| Tax Bill | $1,177 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A-0003-0025 |
| Primary APN | 041A-0003-0025 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,344 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|
| Account Number | 61370 |
|---|---|
| Street Address | 103 FOX CIR |
| City | RICHMOND |
| State | KY |
| Zip | 40475-9464 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | JACKS CREEK HOMES LOT 25 |
| Legal Subdivision | JACKS CREEK |
| Legal Lot Number | 25 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BOONESBOROUGH-WHITE HALL |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 10103 |
Source: Madison County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 103 FOX CIR, RICHMOND, KY 40475-9464 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC |
| Oct 5, 2020 | Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 5, 2020 · Amount on Record |
| Deed Sale | Oct 5, 2020 · Amount on Record |
| Deed Document Number | 2014021565 |
| Deed Book / Page | D00795 / 124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 FOX CIR, RICHMOND, KY 40475-9464 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M01759/646 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | M01759/646 |
| Instrument | 2013963380 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | RICHMOND, KY 40475 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 4, 2037 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON KY |
| Recording Date | Oct 5, 2020 |
| Property Address | 103 FOX CIR, RICHMOND, KY 40475-9464 |
| Document Number | D00795/124 |
| Book / Page | D00795 / 124 |
| Map Reference | MB 6 PG 221 |
| Instrument Date | Sep 28, 2020 |
| Instrument | 2014021565 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 SPEEDWELL RD, 1925, RICHMOND, KY 40475-9529 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 103 FOX CIR, RICHMOND, KY 40475-9464 |
| Document Number | 2014021566 |
|---|---|
| Date | Oct 5, 2020 |
| Instrument | 2014021566 |
| Name | REPUBLIC STATE MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Document Number | M01983/748 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | M01983/748 |
| Instrument | 2014021567 |
| Name | LEXINGTON-FAYETTE URBAN COUNTY GOV |
|---|---|
| Type | Government Agency |
| Address | FRANKFORT, KY 40601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 1, 2030 |
Source: Madison County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,177.00 (-2.81%) Additional exemption filed | $124,900 (-) | $124,900 (-) |
| 2023 | $1,211.00 | $124,900 | $124,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224 |
|---|---|
| Water Source | Purchased surface water from RICHMOND UTILITIES |
| Last State Inspection | Nov 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | E. coli resolved · Jun 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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