101 Fox Cir, Richmond, KY 40475 Property Records

Madison County property record for 101 Fox Cir, Richmond, KY 40475

Property Summary

Property Type	Mobile Home
Details	1,508 sqft
Owner	Individual Name on Record
Last Sale	$118,000 (Sep 2020)
Tax Bill	$1,367 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`041A-0003-0027`

Property Details

APN / Parcel Number

Primary APN	`041A-0003-0027`
Alternative APNs	`110919` `74085` `40135`

Interior

Stories	1 Story
Building Area	1,508 sqft Living Area

Exterior

Exterior Material	Aluminum/Vinyl
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	40135
Street Address	101 FOX CIR
City	RICHMOND
State	KY
Zip	40475-9464
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	JACKS CREEK HOMES LOT 27
Legal Subdivision	JACKS CREEK
Legal Lot Number	27
Jurisdiction	MADISON KY
Township / Civil Division	BOONESBOROUGH-WHITE HALL
Census Block Group	1
Census Block	1023
Census Tract	10103

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	101 FOX CIR, RICHMOND, KY 40475-9464
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Commercial Mortgage CITIZENS GUARANTY BANK
Sep 29, 2020	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCE SERVICES LLC
May 3, 2019	Deed, Transfer · VA Mortgage ARK-LA-TEX FINANCIAL SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on Record
Deed Sale	Sep 29, 2020 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	2014021213
Deed Book / Page	D00792 / 711
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON KY
Property Address	101 FOX CIR, RICHMOND, KY 40475-9464
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 FOX CIR, RICHMOND, KY 40475-9464

Mortgage

Document Number	0M2182/771
Date	Aug 15, 2022
Book Page	M2182/771
Instrument	2014106596

Lender

Name	CITIZENS GUARANTY BANK
Type	Bank
Address	RICHMOND, KY 40476

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2052

Interest

Rate Type	Adjustable Rate

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Sep 29, 2020
Property Address	101 FOX CIR, RICHMOND, KY 40475-9464
Document Number	D00792/711
Book / Page	D00792 / 711
Map Reference	CAB 6 SL 221
Instrument Date	Sep 22, 2020
Instrument	2014021213
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$118.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2055 HANCOCK VALLEY DR, 2055, WINCHESTER, KY 40391-8953

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 FOX CIR, RICHMOND, KY 40475-9464

Mortgage

Document Number	2014021214
Date	Sep 29, 2020
Instrument	2014021214

Lender

Name	ARK-LA-TEX FINANCE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	May 3, 2019
Property Address	101 FOX CIR, RICHMOND, KY 40475-9464
Document Number	D00773/088
Book / Page	D00773 / 088
Map Reference	CAB 6 SL 221
Instrument Date	May 1, 2019
Instrument	2013991939
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$95.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1980 LANCASTER RD, 1980, RICHMOND, KY 40475-9648

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	101 FOX CIR, RICHMOND, KY 40475-9464

Mortgage

Document Number	2013991940
Date	May 3, 2019
Instrument	2013991940

Lender

Name	ARK-LA-TEX FINANCIAL SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,367.00 (-2.77%) Additional exemption filed	$145,000 (-)	$145,000 (-)
2023	$1,406.00	$145,000	$145,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON CO UTILITIES DISTRICT serves 25,120 people · EPA ID KY0760224
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Fox Cir

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