103 Flame Azalea Ct, Locust, NC 28097 Property Records

Stanly County property record for 103 Flame Azalea Ct, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,144 sqft · built 2023
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,500 (Sep 2023)
Tax Bill	$3,901 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`557504809540`

Property Details

APN / Parcel Number

Primary APN	`557504809540`
Alternative APNs	`1544648` `1532140` `141004`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,144 sqft Finished Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1544648
Street Address	103 FLAME AZALEA CT
City	LOCUST
State	NC
Zip	28097-0136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 103 FLAME AZALEA CT LOT 92 557504290
Legal Subdivision	CROSSROADS MAP 3
Legal Lot Number	92
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2054
Census Tract	930801

Owner

Source: Stanly County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 FLAME AZALEA CT, LOCUST, NC 28097-0136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Deed Document Number	2023461195
Deed Book / Page	1831 / 187
Record Updated	Oct 29, 2026

September 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Sep 1, 2023
Property Address	103 FLAME AZALEA CT, LOCUST, NC 28097-0136
Document Number	0000461195
Book / Page	1831 / 187
Map Reference	MB 29 PG 182
Instrument Date	Aug 31, 2023
Instrument	461195
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 30, 2024

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$853.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 FLAME AZALEA CT, LOCUST, NC 28097-0136
Investor	Possibly a Property Investor

Mortgage

Document Number	0000461196
Date	Sep 1, 2023
Instrument	461196

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,901.00 (+0.15%)	$424,041 (+0.16%) Land $65,000 Building $359,041	$424,041 (+0.16%) Land $65,000 Building $359,041
2025	$3,895.00 (+550.25%)	$423,384 (+669.79%) Land $65,000 Building $358,384	$423,384 (+669.79%) Land $65,000 Building $358,384
2023	$599.00	$55,000 Land $55,000	$55,000 Land $55,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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