126 Flame Azalea Ct, Locust, NC 28097 Property Records

Stanly County property record for 126 Flame Azalea Ct, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,759 sqft · built 2022
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$368,000 (Apr 2025)
Tax Bill	$2,811 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`557504807758`

Property Details

APN / Parcel Number

Primary APN	`557504807758`
Alternative APNs	`1550956` `1542226` `141015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,759 sqft Finished Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	429 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1550956
Street Address	126 FLAME AZALEA CT
City	LOCUST
State	NC
Zip	28097-0136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HSE 126 FLAME AZALEA CT LOT 103 557504301
Legal Subdivision	CROSSROADS MAP 3
Legal Lot Number	103
Jurisdiction	STANLY NC
Township / Civil Division	FURR
Census Block Group	2
Census Block	2052
Census Tract	930801

Owner

126 Flame Azalea Ct is owned and occupied by an individual who bought it in April 2025.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Apr 15, 2025	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP
Feb 24, 2023	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2025 · Amount on File
Deed Sale	Apr 15, 2025 · Amount on File
Deed Document Number	2025476833
Deed Book / Page	1880 / 924
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136
Transaction Type	Mortgage
Record Updated	May 1, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136

Mortgage

Document Number	0000484029
Date	Dec 30, 2025
Book Page	1904/1334
Instrument	484029

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	355 Months
Due	Jul 1, 2055

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Apr 15, 2025
Property Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136
Document Number	0000476833
Book / Page	1880 / 924
Map Reference	MB 29 PG 182
Instrument Date	Apr 9, 2025
Instrument	476833
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1323 FOGGY TURN UNIT 13, 13, CROFTON, MD 21114-1881

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136

Mortgage

Document Number	0000476834
Date	Apr 15, 2025
Instrument	476834

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

February 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Feb 24, 2023
Property Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136
Document Number	0000455604
Book / Page	1813 / 145
Map Reference	MB 29 PG 182
Instrument Date	Feb 23, 2023
Instrument	455604
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$698.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8025 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	126 FLAME AZALEA CT, LOCUST, NC 28097-0136

Mortgage

Document Number	0000455605
Date	Feb 24, 2023
Instrument	455605

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 126 Flame Azalea Ct was $2,811.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Stanly County
Municipality	Locust City
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,811.00	$305,630 (-) Land $65,000 Building $240,630	$305,630 (-) Land $65,000 Building $240,630
2025	$2,811.00	$305,630 Land $65,000 Building $240,630	$305,630 Land $65,000 Building $240,630
2023	$2,660.00	$244,120 Land $55,000 Building $189,120	$244,120 Land $55,000 Building $189,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 126 Flame Azalea Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 126 Flame Azalea Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANLY CO-WEST STANLY DIST serves 9,939 people · EPA ID NC0184035
Water Source	Purchased surface water from CITY OF ALBEMARLE
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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