Talbot County property record for 103 First St, Oxford, MD 21654
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,392 sqft · built 1940 |
| Lot Size | 0.253 acres (11,000 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $510,000 (Oct 2016) |
| Tax Bill | $6,247 (2026) |
| Deeds & Mortgages | Dec 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 03-110931 |
| Primary APN | 03-110931 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,392 sqft Total Area |
| Utility Area | 35 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,000 sqft (0.253 acres) |
| Lot Dimensions | 200 ft deep x 55 ft wide |
| View / Lot | Waterfront |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 335 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Sewer | Connected |
| Account Number | 110931 |
|---|---|
| Street Address | 103 FIRST ST |
| City | OXFORD |
| State | MD |
| Zip | 21654-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 55X200 W/S FIRST ST OXFORD |
| Legal Subdivision | JACKS POINT |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960900 |
Source: Talbot County records, as of October 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 647 A ST SE, WASHINGTON, DC 20003-1225 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 2016 · Amount on Record |
| Deed Sale | Oct 4, 2016 · Amount on Record |
| Prior Sale | Jun 17, 2011 · Amount on Record |
| Deed Book / Page | 2389 / 216 |
| Prior Transfer Date | Jan 15, 2014 |
| Prior Transfer Doc | 0021840356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TALBOT MD |
| Recording Date | Dec 21, 2018 |
| Property Address | 103 FIRST ST, OXFORD, MD 21654-1202 |
| Document Number | 0025830334 |
| Book / Page | 002583 / 000334 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 647 A ST SE WASHINGTON DC 200031225, WASHINGTON, DC 20003-1225 |
Source: Talbot County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Oxford Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,247.00 (+2.58%) | $556,900 (+1.25%) Land $467,900 Building $89,000 | $556,900 (-) Land $467,900 Building $89,000 |
| 2025 | $6,090.00 (+7.39%) | $550,033 (+2.56%) | $556,900 (+3.84%) Land $467,900 Building $89,000 |
| 2023 | $5,671.00 | $536,300 Land $467,900 Building $68,400 | $536,300 Land $467,900 Building $68,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 282 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 305 units insured incl. 23 condo units |
| Nearby Flood Claims | 227 (1979–2024) |
| Claims Outside the SFHA | 19 of 227 |
| Most Recent Claim | Oct 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OXFORD serves 726 people · EPA ID MD0200005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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