Talbot County property record for 101 First St, Oxford, MD 21654 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,401 sqft · built 1993 |
| Lot Size | 0.239 acres (10,398 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $755,000 (Jun 2016) |
| Tax Bill | $8,196 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 03-150720 |
| Primary APN | 03-150720 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,401 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood Shingle |
| Roof Material | Composition Shingle |
| Lot Area | 10,398 sqft (0.239 acres) |
| View / Lot | Waterfront |
| Garage Type | Mixed |
| Garage Area | 906 sqft |
| Parking Spaces | 3 Parking Spaces |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 150720 |
|---|---|
| Street Address | 101 FIRST ST |
| City | OXFORD |
| State | MD |
| Zip | 21654-1202 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 - 10,398 SF W/S FIRST STREET OXFORD LANDING |
| Legal Subdivision | OXFORD LANDING |
| Legal Lot Number | 1 |
| Jurisdiction | TALBOT MD |
| Township / Civil Division | 3, TRAPPE |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 960900 |
Source: Talbot County records · APN 03-150720
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 101 FIRST ST, OXFORD, MD 21654-1202 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 14, 2016 · Amount on Record |
| Deed Sale | Jun 14, 2016 · Amount on Record |
| Prior Sale | Jan 23, 2006 |
| Deed Book / Page | 2359 / 320 |
| Last Transfer Date | Dec 03, 2024 |
| Transfer Doc | 0031550307 |
| Record Updated | Sep 20, 2026 |
Source: Talbot County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Talbot County |
| Municipality | Oxford Town |
| Unified School District | Talbot County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $884,000 (+4.72%) Land $375,000 Building $509,000 | $884,000 (-) Land $375,000 Building $509,000 | |
| 2025 | $8,196.00 (+8.9%) Homeowner's exemption | $844,167 (+10.42%) | $884,000 (+15.63%) Land $375,000 Building $509,000 |
| 2023 | $7,526.00 Homeowner's exemption | $764,500 Land $375,000 Building $389,500 | $764,500 Land $375,000 Building $389,500 |
Source: FEMA National Flood Hazard Layer, Talbot County (24041C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240419609002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 4.0 ft |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 282 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 305 units insured 23 under condo master policies |
| Nearby Flood Claims | 227 (1979–2024) |
| Claims Outside the SFHA | 19 of 227 |
| Most Recent Claim | Oct 2024, other causes |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 234 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Cogeco Cable Holdings II | Cable | 1,000 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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