103 Emmen Rd, New Bern, NC 28562 Property Records

Craven County property record for 103 Emmen Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,718 sqft · built 2005
Lot Size	0.475 acres (20,671 sqft)
Owner	2 Individual Names on Record
Last Sale	$477,500 (Mar 2022)
Tax Bill	$3,993 (2026)
Deeds & Mortgages	Jan 2024 Line of Credit Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-300-5-677`

Property Details

APN / Parcel Number

Primary APN	`7-300-5-677`
Alternative APNs	`15538` `98802`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,718 sqft Living Area
1st Floor Area	1,718 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,671 sqft (0.475 acres)
Lot Dimensions	186 ft deep x 100 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	98802
Street Address	103 EMMEN RD
City	NEW BERN
State	NC
Zip	28562-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	LOT 677 TABERNA PH XI 1ST ADD
Legal Subdivision	TABERNA
Legal Phase	XI
Legal Lot Number	677
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2006
Census Tract	961003

Owner

Source: Craven County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	103 EMMEN RD, NEW BERN, NC 28562-9118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2024	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Mar 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2022 · Amount on Record
Deed Sale	Mar 9, 2022 · Amount on Record
Prior Sale	Dec 9, 2005 · Amount on Record
Deed Document Number	202210093189
Deed Book / Page	3716 / 257
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	103 EMMEN RD, NEW BERN, NC 28562-9118
Transaction Type	Mortgage
Record Updated	Feb 9, 2024
Title Company	NOT AVAILABLE, SERVICELIMK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 EMMEN RD, NEW BERN, NC 28562-9118

Mortgage

Document Number	03787/1899
Date	Jan 31, 2024
Book Page	3787/1899
Instrument	10122118

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Feb 1, 2064

Interest

Change Frequency	Monthly

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Mar 9, 2022
Property Address	103 EMMEN RD, NEW BERN, NC 28562-9118
Document Number	003716/257
Book / Page	3716 / 257
Map Reference	CAB G SL 166-H&167-A
Instrument Date	Mar 1, 2022
Instrument	10093189
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$955.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	101 EMMEN RD, 101, NEW BERN, NC 28562-9118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 EMMERN RD, NEW BERN, NC 28562-9118

Mortgage

Document Number	0003716260
Date	Mar 9, 2022
Instrument	3716/260

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,993.00 (+3.53%)	$453,410 (-) Land $59,000 Building $394,410	$453,410 (-) Land $59,000 Building $394,410
2025	$3,857.00 (+1.53%)	$453,410 (-) Land $59,000 Building $394,410	$453,410 (-) Land $59,000 Building $394,410
2023	$3,799.00 (+6.27%)	$453,410 (+34.42%) Land $59,000 Building $394,410	$453,410 (+34.42%) Land $59,000 Building $394,410
2022	$3,575.00	$337,310 Land $59,000 Building $278,310
2018			$337,310 Land $59,000 Building $278,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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