109 Emmen Rd, New Bern, NC 28562 Property Records

Craven County property record for 109 Emmen Rd, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,720 sqft · built 2005
Lot Size	0.496 acres (21,585 sqft)
Owner	Individual Name on File
Last Sale	$307,000 (Jan 2019)
Tax Bill	$3,597 (2026)
Deeds & Mortgages	Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7-300-5-674`

Property Details

APN / Parcel Number

Primary APN	`7-300-5-674`
Alternative APN	`123863`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,585 sqft (0.496 acres)
Lot Dimensions	185 ft deep x 97.2 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	123863
Street Address	109 EMMEN RD
City	NEW BERN
State	NC
Zip	28562-9118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR8
Legal Description	LOT 674 TABERNA PH XI 1ST ADD
Legal Subdivision	TABERNA
Legal Phase	XI
Legal Lot Number	674
Jurisdiction	CRAVEN NC
Township / Civil Division	7
Census Block Group	2
Census Block	2006
Census Tract	961003

Owner

109 Emmen Rd is owned and occupied by an individual who bought it in January 2019.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	109 EMMEN RD, NEW BERN, NC 28562-9118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 23, 2019 · Amount on File
Deed Sale	Jan 23, 2019 · Amount on File
Prior Sale	Jun 1, 2005 · Amount on File
Deed Document Number	201910032688
Deed Book / Page	3558 / 2104
Record Updated	Oct 29, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	Jan 23, 2019
Property Address	109 EMMEN RD, NEW BERN, NC 28562-9118
Document Number	3558/2104
Book / Page	3558 / 2104
Instrument Date	Jan 18, 2019
Instrument	10032688
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 EMMEN RD, NEW BERN, NC 28562-9118

Mortgage

Document Number	03558/2107
Date	Jan 23, 2019
Book Page	3558/2107
Instrument	10032689

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 109 Emmen Rd was $3,597, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,597.00 (+3.54%)	$407,610 (-) Land $59,000 Building $348,610	$407,610 (-) Land $59,000 Building $348,610
2025	$3,474.00	$407,610 Land $59,000 Building $348,610	$407,610 Land $59,000 Building $348,610
2023	$3,421.00 (+4.84%)	$407,610 (+32.63%) Land $59,000 Building $348,610	$407,610 Land $59,000 Building $348,610
2022	$3,263.00	$307,340 Land $59,000 Building $248,340
2018			$307,340 Land $59,000 Building $248,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 109 Emmen Rd in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 212 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	212 in force
Nearby Flood Claims	16 (2011–2026)
Claims Outside the SFHA	3 of 16
Most Recent Claim	Apr 2026 · other causes
Claims by Event	Hurricane Florence, Sep 2018 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 109 Emmen Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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