Pike County property record for 103 Emerald Dr, Troy, AL 36079
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,776 sqft · built 1993 |
| Lot Size | 0.543 acres (23,639 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Apr 2026) |
| Tax Bill | $652 (2025) |
| Deeds & Mortgages | Jun 2012 Mortgage Feb 2013 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 766190 |
| Primary APN | 766190 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,776 sqft Living Area |
| 1st Floor Area | 1,776 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick/Stone |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 23,639 sqft (0.543 acres) |
| Lot Dimensions | 40 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 362 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 766190 |
|---|---|
| Street Address | 103 EMERALD DR |
| City | TROY |
| State | AL |
| Zip | 36079-2908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S |
| Legal Description | LOT 21 SUNNYRIDGE ESTATES 140X 110X162X150.1 PLAT BK 3-124 |
| Legal Range | 21E |
| Legal Township | 09N |
| Legal Section | 08 |
| Legal Subdivision | SUNNYRIDGE ESTATES |
| Legal Lot Number | 21 |
| Jurisdiction | PIKE AL |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 189003 |
Source: Pike County assessment roll, as of March 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 EMERALD DR, TROY, AL 36079-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 5, 2012 | Deed of Trust, Mortgage TROY BANK AND TRUST |
| Feb 28, 2013 | Deed of Trust, Mortgage TROY BANK AND TRUST COMPANY |
| Apr 22, 2026 | Warranty Deed, Transfer · Conventional Mortgage NONE LISTED ON DOCUMENT |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2026 · Amount on Record |
| Deed Sale | Apr 22, 2026 · Amount on Record |
| Prior Sale | Feb 28, 2013 |
| Deed Document Number | 2026 |
| Deed Book / Page | 2026 / 1013 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE AL |
| Property Address | 103 EMERALD DR, TROY, AL 36079-2908 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02012/3474 |
|---|---|
| Date | Jun 5, 2012 |
| Book Page | 2012/3474 |
| Name | TROY BANK AND TRUST |
|---|---|
| Address | 1000 HIGHWAY 231 S, TROY, AL 36081 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIKE AL |
| Property Address | 103 EMERALD DR, TROY, AL 36079-2908 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2026 |
| Name | Verified Name |
|---|
| Document Number | 02013/1400 |
|---|---|
| Date | Feb 28, 2013 |
| Book Page | 2013/1400 |
| Name | TROY BANK AND TRUST COMPANY |
|---|---|
| Address | 1000 HIGHWAY 231 S, TROY, AL 36081 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PIKE AL |
| Recording Date | Apr 22, 2026 |
| Property Address | 103 EMERALD DR, TROY, AL 36079-2908 |
| Document Number | 2026001013 |
| Book / Page | 2026 / 1013 |
| Instrument Date | Apr 20, 2026 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $16,160.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 EMERALD DR, TROY, AL 36079-2908 |
| Investor | Possibly a Property Investor |
| Document Number | 2026003667, |
|---|---|
| Date | Apr 22, 2026 |
| Book Page | 2026/3667 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
Source: Pike County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Pike County |
| Municipality | Troy City |
| Unified School District | Troy City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $652.00 (-3.69%) Homeowner's exemption | $19,060 (-3.44%) Land $4,000 Building $15,060 | $190,580 (-3.41%) Land $40,000 Building $150,580 |
| 2024 | $677.00 (+14.36%) Homeowner's exemption | $19,740 (+13.19%) Land $4,000 Building $15,740 | $197,300 (+13.1%) Land $40,000 Building $157,300 |
| 2023 | $592.00 (+15.18%) Homeowner's exemption | $17,440 (+13.84%) | $174,440 (+13.88%) Land $40,000 Building $134,440 |
| 2022 | $514.00 Homeowner's exemption | $15,320 | $153,180 Land $25,000 Building $128,180 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Telapex Fiber · Cable in parts of the area | 10,000 / 10,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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