102 Emerald Dr, Troy, AL 36079 Property Records

Pike County property record for 102 Emerald Dr, Troy, AL 36079

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,939 sqft · built 1987
Lot Size	0.375 acres (16,352 sqft)
Owner	2 Individual Names on File
Tax Bill	$700 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96920`

Property Details

APN / Parcel Number

Primary APN	`96920`
Alternative APN	`55 17 03 08 1 008 002.000`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,939 sqft Living Area
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,352 sqft (0.375 acres)
Lot Dimensions	153 ft deep x 100 ft wide
Porch	Open Porch
Porch Area	20 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	96920
Street Address	102 EMERALD DR
City	TROY
State	AL
Zip	36079-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LOT 39 SUNNYRIDGE ESTATES 100X X100X175 PLAT BK 3-124
Legal Subdivision	SUNNYRIDGE ESTATES
Legal Lot Number	39
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	2
Census Block	2025
Census Tract	189003

Owner

Source: Pike County records · APN 96920

Assessment roll updated January 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 EMERALD DR, TROY, AL 36079-2909
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 1994
Deed Sale	Jun 22, 1994
Deed Document Number	0000171349
Record Updated	Jun 08, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	102 EMERALD DR, TROY, AL 36079-2909
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/9800
Date	Dec 15, 2020
Book Page	2020/9800
Instrument	20209800

Lender

Name	BANK OF ENGLAND
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pike County records · Assessment roll updated January 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$700.00 (-3.71%) Homeowner's exemption	$20,360 (-3.42%) Land $4,000 Building $16,360	$203,440 (-3.45%) Land $40,000 Building $163,440
2024	$727.00 (+14.49%) Homeowner's exemption	$21,080 (+13.33%) Land $4,000 Building $17,080	$210,700 (+13.36%) Land $40,000 Building $170,700
2023	$635.00 (+14.62%) Homeowner's exemption	$18,600 (+13.41%)	$185,860 (+13.27%) Land $40,000 Building $145,860
2022	$554.00 Homeowner's exemption	$16,400	$164,080 Land $25,000 Building $139,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 171 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.