Putnam County property record for 103 Elm St, Winfield, WV 25213
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,753 sqft · built 1956 |
| Lot Size | 0.91 acres (39,683 sqft) |
| Owner | Individual Name on File |
| Last Sale | $216,000 (Oct 2020) |
| Tax Bill | $1,920 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 13-2-0026.0000 |
| Primary APN | 13-2-0026.0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,753 sqft Living Area |
| 1st Floor Area | 1,753 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Stucco |
| Foundation Type | Raised |
| Lot Area | 39,683 sqft (0.91 acres) |
| Lot Dimensions | 397 ft deep x 100 ft wide |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00022846 |
|---|---|
| Street Address | 103 ELM ST |
| City | WINFIELD |
| State | WV |
| Zip | 25213-7964 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 RIVERVIEW |
| Legal Lot Number | 16 |
| Jurisdiction | PUTNAM WV |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20400 |
Source: Putnam County records · APN 13-2-0026.0000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 103 ELM ST, WINFIELD, WV 25213-7964 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 15, 2017 | Deed of Trust, Mortgage CITY NATIONAL BANK OF WEST VIRGINIA |
| Oct 22, 2020 | Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 22, 2020 · Amount on Record |
| Deed Sale | Oct 22, 2020 · Amount on Record |
| Prior Sale | Oct 02, 2007 · Amount on Record |
| Deed Document Number | 004917500003 |
| Deed Book / Page | 592 / 801 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM WV |
| Property Address | 103 ELM ST, WINFIELD, WV 25213-7964 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001170/112 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 1170/112 |
| Name | CITY NATIONAL BANK OF WEST VIRGINIA |
|---|---|
| Type | Bank |
| Address | WINFIELD, WV 25213 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM WV |
| Recording Date | Oct 22, 2020 |
| Property Address | 103 ELM ST, WINFIELD, WV 25213-7964 |
| Document Number | 000592/801 |
| Book / Page | 592 / 801 |
| Map Reference | DB 478 PG 928 |
| Instrument Date | Oct 21, 2020 |
| Instrument | 004917500003 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $950.40 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0001263/66 |
|---|---|
| Date | Oct 22, 2020 |
| Book Page | 1263/66 |
| Instrument | 004917510016 |
| Name | PRIMELENDING |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Putnam County |
| Municipality | Winfield Town |
| Unified School District | Putnam County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,920.00 (+13.01%) | $128,400 (+10.31%) Land $30,720 Building $97,680 | $214,000 (+10.31%) Land $51,200 Building $162,800 |
| 2023 | $1,699.00 (+2.1%) | $116,400 (+1.46%) Land $21,720 Building $94,680 | $194,000 (+1.46%) Land $36,200 Building $157,800 |
| 2022 | $1,664.00 | $114,720 Land $21,720 Building $93,000 | $191,200 Land $36,200 Building $155,000 |
Source: FEMA National Flood Hazard Layer as of February 2, 2012 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 29 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 5 (1978–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2001 · Severe Storms, Flooding And Landslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 253 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WVAWC-KANAWHA VALLEY DIST private · serves 209,283 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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