102 Elm St, Winfield, WV 25213 Property Records

Putnam County property record for 102 Elm St, Winfield, WV 25213 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,620 sqft · built 1979
Lot Size	0.448 acres (19,558 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,161 (2025)
Deeds & Mortgages	Sep 2021 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`13-2-0027.0002`

Property Details

APN / Parcel Number

Primary APN	`13-2-0027.0002`
Alternative APNs	`40-13-2-0027.0002` `00030595`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,620 sqft Living Area
1st Floor Area	1,614 sqft
Family Room	Family Room

Exterior

Year Built	Built 1979
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	19,558 sqft (0.448 acres)
Lot Dimensions	225 ft deep x 84 ft wide
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00030595
Street Address	102 ELM ST
City	WINFIELD
State	WV
Zip	25213-7963
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 25A RIVERVIEW ADDN
Legal Subdivision	RIVERVIEW ADD
Legal Lot Number	25A
Jurisdiction	PUTNAM WV
Township / Civil Division	2
Census Block Group	2
Census Block	2003
Census Tract	20400

Owner

Source: Putnam County records · APN 13-2-0027.0002

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	102 ELM ST, WINFIELD, WV 25213-7963
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Deed Document Number	0000049171
Record Updated	Jun 08, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM WV
Property Address	102 ELM ST, WINFIELD, WV 25213-7963
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1300/452
Date	Sep 22, 2021
Book Page	1300/452

Lender

Name	CARDINAL FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Putnam County
Municipality	Winfield Town
Unified School District	Putnam County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,161.00 (+7.57%)	$144,480 (+4.97%) Land $25,620 Building $118,860	$240,800 (+4.97%) Land $42,700 Building $198,100
2023	$2,009.00 (+2.97%)	$137,640 (+2.37%) Land $18,540 Building $119,100	$229,400 (+2.37%) Land $30,900 Building $198,500
2022	$1,951.00	$134,460 Land $18,540 Building $115,920	$224,100 Land $30,900 Building $193,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (54079C), updated February 2, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 540790204002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 29 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	29 in force 22 of 29 on primary residences
Nearby Flood Claims	5 (1978–2001)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2001, rainfall accumulation, Severe Storms, Flooding And Landslides

Wildfire

Wildfire Risk	Low above 20% of the US · above 21% of West Virginia
Wildfire Likelihood	About 1 in 5,263 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.