103 Elderberry Ct, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 103 Elderberry Ct, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,827 sqft · built 1992
Lot Size	0.097 acres (4,225 sqft)
Owner	Individual Name on Record
Last Sale	$865,000 (Nov 2005)
Tax Bill	$14,460 (2025)
Deeds & Mortgages	Mar 2021 Transfer Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023-331-03`

Property Details

APN / Parcel Number

Primary APN	`023-331-03`
Alternative APN	`023-331-03-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,827 sqft Living Area
Gross Area	2,249 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2003
Construction Type	Wood
Roof Material	Tile
Lot Area	4,225 sqft (0.097 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 ELDERBERRY CT
City	SCOTTS VALLEY
State	CA
Zip	95066-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1317
Legal Subdivision	TRACT 1317 HIDDEN CREEK
Legal Tract	1317
Legal Lot Number	3
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1005
Census Tract	120902

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	103 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2021	Intrafamily Transfer, Transfer STEWART TITLE, STEWART TITLE OF CA INC
Mar 2, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2005 · Amount on Record
Deed Sale	Nov 4, 2005 · Amount on Record
Prior Sale	Oct 13, 1995 · Amount on Record
Deed Document Number	200577912
Prior Transfer Date	Oct 9, 1995
Prior Transfer Doc	0000052666
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 2, 2021
Property Address	103 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Document Number	0000012705
Map Reference	VOL 83 PG 15
Instrument Date	Feb 25, 2021
Instrument	2021-0012705
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 2, 2021
Property Address	103 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Document Number	0000012706
Map Reference	VOL 83 PG 15
Instrument Date	Feb 25, 2021
Instrument	2021-0012706
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228

Mortgage

Document Number	0000012707
Date	Mar 2, 2021
Instrument	2021-0012707

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,205,741 (+2%) Land $723,445 Building $482,296
2025	$14,460.00 (+8.67%) Homeowner's exemption	$1,182,098 (+4.04%) Land $709,259 Building $472,839
2023	$13,306.00 (+1.91%) Homeowner's exemption	$1,136,196 Land $681,718 Building $454,478	$1,070,730
2022	$13,056.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Surfnet Communications, Verizon.

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