101 Elderberry Ct, Scotts Valley, CA 95066 Property Records

Santa Cruz County property record for 101 Elderberry Ct, Scotts Valley, CA 95066

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,043 sqft · built 1992
Lot Size	0.115 acres (5,009 sqft)
Owner	Individual Name on Record
Last Sale	$1,090,000 (Jan 2017)
Tax Bill	$15,391 (2025)
Deeds & Mortgages	Mar 2017 Mortgage Nov 2019 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`023-331-04`

Property Details

APN / Parcel Number

Primary APN	`023-331-04`
Alternative APN	`023-331-04-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	2,043 sqft Living Area
Gross Area	2,449 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Wood
Roof Material	Tile
Lot Area	5,009 sqft (0.115 acres)
View / Lot	Mountain
Garage Type	Attached
Garage Area	406 sqft
Parking Spaces	2 Parking Spaces
Deck Area	388 sqft
Patio Area	388 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	101 ELDERBERRY CT
City	SCOTTS VALLEY
State	CA
Zip	95066-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR 1317
Legal Subdivision	HIDDEN CRK TR 1317
Legal Tract	1317
Legal Lot Number	4
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1005
Census Tract	120902

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Mar 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Sep 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 20, 2017	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Nov 9, 2012 · Amount on Record
Deed Document Number	20172383
Prior Transfer Date	Sep 9, 2002
Prior Transfer Doc	0000068912
Record Updated	Sep 20, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009011
Date	Mar 16, 2017
Instrument	2017-0009011

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2032

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034672
Date	Nov 7, 2019
Instrument	2019-0034672

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2034

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228

Mortgage

Document Number	0000001883
Date	Jan 13, 2021
Instrument	2021-0001883

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2036

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Document Number	0000020238
Instrument Date	May 30, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	101 ELDERBERRY CT SCOTTS VALLEY CA 950663228, SCOTTS VALLEY, CA 95066-3228

Mortgage

Document Number	0000020238
Date	Jun 11, 2020
Instrument	20238

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 10, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Document Number	0000006761
Instrument Date	Mar 12, 2019
Transaction Type	Mortgage
Record Updated	Apr 3, 2019
Title Company	WFG TITLE INSURANCE COMPANY, WFG TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	101 ELDERBERRY CT SCOTTS VALLEY CA 950663228, SCOTTS VALLEY, CA 95066-3228

Mortgage

Document Number	0000006761
Date	Mar 18, 2019
Instrument	6761

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 17, 2034

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Document Number	0000031878
Instrument Date	Sep 19, 2017
Transaction Type	Mortgage
Record Updated	Oct 19, 2017
Title Company	WFG TITLE INSURANCE COMPANY, WFG TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	101 ELDERBERRY CT SCOTTS VALLEY CA 950663228, SCOTTS VALLEY, CA 95066-3228

Mortgage

Document Number	0000031878
Date	Sep 25, 2017
Instrument	31878

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 24, 2037

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 20, 2017
Property Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Document Number	0000002383
Map Reference	MAP83 PG15
Instrument Date	Jan 13, 2017
Instrument	2017-0002383
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	101 ELDERBERRY CT, SCOTTS VALLEY, CA 95066-3228
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002384
Date	Jan 20, 2017
Instrument	2017-0002384

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Scotts Valley City
Unified School District	Scotts Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,290,340 (+2%) Land $774,204 Building $516,136
2025	$15,391.00 (+8.57%) Homeowner's exemption	$1,265,039 (+4.04%) Land $759,023 Building $506,016
2023	$14,176.00 (+1.89%) Homeowner's exemption	$1,215,915 Land $729,549 Building $486,366	$1,245,600
2022	$13,913.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTTS VALLEY WATER DISTRICT serves 11,197 people · EPA ID CA4410013
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Cruzio Fixed Wireless	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Etheric Networks, Surfnet Communications, Verizon.

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