103 E Temple Ave, Effingham, IL 62401 Property Records

Effingham County property record for 103 E Temple Ave, Effingham, IL 62401 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1999
Square Footage	1,409 sqft Base Area
Lot Size	6,098 sqft (0.139 acres)
Garage	588 sqft
Occupancy	Owner Occupied
Last Sale	$115,000 (2006)
Tax Bill	$3,194.00 (2022)

Property Details

APN / Parcel Number

Primary APN	`03-16-013-006`

Interior

Building Area	1,409 sqft Base Area
Basement Area	1 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1999
Construction Type	Frame Construction
Lot Area	6,098 sqft (0.139 acres)
Parking Spaces	2 Parking Spaces
Garage Area	588 sqft Garage

Location & Zoning

Street Address	103 E TEMPLE AVE
City	EFFINGHAM
State	IL
Zip	62401-3368
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT B HAROLD BUSHUR N FOURTH ST SUB 3 2279/222 1548/102 1548/99 1441/97
Legal Subdivision	HAROLD BUSHUR N FOURTH ST SUBDIVISION
Legal Lot Number	B
Jurisdiction	EFFINGHAM IL
Minor Civil Division	DOUGLAS
Census Blockgroup	1
Census Block	1005
Census Tract	950800

Owner

Source: Effingham County records · APN 03-16-013-006

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	103 E TEMPLE AVE, EFFINGHAM, IL 62401-3368
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 08, 2006 · Amount on Record
Deed Sale	Dec 08, 2006 · Amount on Record
Deed Doc Number	0606205
Deed Book / Page	2279 / 222
Record Refreshed	Jun 07, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	103 E TEMPLE AVE, EFFINGHAM, IL 62401-3368
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3528/126
Date	Jan 17, 2020
Book Page	3528/126
Instrument	202020000281

Lender

Name	CITY NATIONAL BANK OF METROPOLIS
Type	Government Agency
Address	METROPOLIS, IL 62960

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 16, 2030

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$3,194.00 Homeowner's exemption	$54,280 Land $7,270 Building $47,010	$162,840 Land $21,810 Building $141,030

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.