Putnam County property record for 103 E Summit St, Bainbridge, IN 46105
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,368 sqft · built 1960 |
| Lot Size | 0.187 acres (8,146 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,900 (Apr 2020) |
| Tax Bill | $173 (2025) |
| Deeds & Mortgages | Oct 2026 Line of Credit Jan 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-05-01-303-002.000-014 |
| Primary APN | 67-05-01-303-002.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Attic | Attic |
| Attic Area | 1,248 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 8,146 sqft (0.187 acres) |
| Lot Dimensions | 110 ft deep x 74 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Deck Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 00000005742 |
|---|---|
| Street Address | 103 E SUMMIT ST |
| City | BAINBRIDGE |
| State | IN |
| Zip | 46105-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | CITIZENS LOT 3 BLK 3. |
| Legal Subdivision | BAINBRIDGE |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 956402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bainbridge Historic District listed 2019 · 64 contributing resources · NRIS 100003506 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Putnam County records, as of October 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION |
| Jan 22, 2019 | Deed of Trust, Mortgage · VA Mortgage PNC BANK |
| Apr 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Sep 4, 2018 | Warranty Deed, Transfer · VA Mortgage PNC BANK |
| Oct 5, 2017 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2020 · Amount on Record |
| Deed Sale | Apr 3, 2020 · Amount on Record |
| Prior Sale | Sep 4, 2018 · Amount on Record |
| Deed Document Number | 20201564 |
| Prior Transfer Date | Sep 26, 2017 |
| Prior Transfer Doc | 0000004999 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Oct 8, 2026 |
| Property Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000004920 |
| Instrument Date | Oct 3, 2026 |
| Instrument | 20264920 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000004920, |
|---|---|
| Date | Oct 8, 2026 |
| Instrument | 20264920 |
| Name | UNION CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM IN |
| Property Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000316 |
|---|---|
| Date | Jan 22, 2019 |
| Instrument | 2019000316 |
| Name | PNC BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Apr 3, 2020 |
| Property Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000001564 |
| Map Reference | PB 3 PG 112 |
| Instrument Date | Mar 20, 2020 |
| Instrument | 2020001564 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | SECURITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000001565 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 2020001565 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Sep 4, 2018 |
| Property Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000004227 |
| Map Reference | PB 3 PG 112 |
| Instrument Date | Aug 31, 2018 |
| Instrument | 2018004227 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | QUALITY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000004228 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 2018004228 |
| Name | PNC BANK |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Oct 5, 2017 |
| Property Address | 103 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000004999 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 4999 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 103 E SUMMIT ST BAINBRIDGE IN 461059476, BAINBRIDGE, IN 46105-9476 |
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bainbridge Town |
| County | Putnam County |
| County Subdivision | Monroe Township |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $173.00 Homeowner's exemption | $64,600 (+99.38%) Land $13,300 Building $51,300 | $64,600 (+99.38%) Land $13,300 Building $51,300 |
| 2024 | $173.00 (+4.85%) | ||
| 2023 | $32,400 (+8.36%) Land $13,300 Building $19,100 | $32,400 (+8.36%) Land $13,300 Building $19,100 | |
| 2022 | $165.00 | $29,900 Land $13,300 Building $16,600 | $29,900 Land $13,300 Building $16,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE WATER WORKS serves 830 people · EPA ID IN5267001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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