Putnam County property record for 116 E Summit St, Bainbridge, IN 46105
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 720 sqft · built 1950 |
| Lot Size | 0.189 acres (8,233 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $125,000 (Oct 2022) |
| Tax Bill | $668 (2025) |
| Deeds & Mortgages | Oct 2022 Sale & Mortgage May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 67-05-01-303-027.000-014 |
| Primary APN | 67-05-01-303-027.000-014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 720 sqft Living Area |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 8,233 sqft (0.189 acres) |
| Lot Dimensions | 110 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 572 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 00000005813 |
|---|---|
| Street Address | 116 E SUMMIT ST |
| City | BAINBRIDGE |
| State | IN |
| Zip | 46105-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | FAIRVIEW LOTS 1, 2 & 3 BLK M |
| Legal Subdivision | FAIRVIEW |
| Legal Lot Number | 1-3 |
| Jurisdiction | PUTNAM IN |
| Township / Civil Division | MONROE |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 956402 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Bainbridge Historic District listed 2019 · 64 contributing resources · NRIS 100003506 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Putnam County records, as of June 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 116 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage BAILEY & WOOD FINANCIAL GROUP |
| May 9, 2018 | Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2022 · Amount on Record |
| Deed Sale | Oct 26, 2022 · Amount on Record |
| Prior Sale | May 9, 2018 · Amount on Record |
| Deed Document Number | 20225927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | Oct 26, 2022 |
| Property Address | 116 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000005927 |
| Map Reference | PB3 PG138 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 2022005927 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 116 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000005928 |
|---|---|
| Date | Oct 26, 2022 |
| Instrument | 2022005928 |
| Name | BAILEY & WOOD FINANCIAL GROUP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM IN |
| Recording Date | May 9, 2018 |
| Property Address | 116 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000002072 |
| Map Reference | PB 3 PG 138 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018002072 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 116 E SUMMIT ST, BAINBRIDGE, IN 46105-9476 |
| Document Number | 0000002073 |
|---|---|
| Date | May 9, 2018 |
| Instrument | 2018002073 |
| Name | RUOFF MORTGAGE CO INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Putnam County assessment roll, as of June 19, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bainbridge Town |
| County | Putnam County |
| County Subdivision | Monroe Township |
| Unified School District | North Putnam Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $668.00 (+3.89%) Homeowner's exemption | $112,000 (+25.42%) Land $13,400 Building $98,600 | $112,000 (+25.42%) Land $13,400 Building $98,600 |
| 2024 | $643.00 | ||
| 2023 | $89,300 (+9%) Land $13,400 Building $75,900 | $89,300 (+9%) Land $13,400 Building $75,900 | |
| 2022 | $47,000 Land $13,400 Building $33,600 | $47,000 Land $13,400 Building $33,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 5, 2012
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAINBRIDGE WATER WORKS serves 830 people · EPA ID IN5267001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| TDS Telecom DSL | 50 / 10 |
| T-Mobile Fixed Wireless | 25 / 3 |
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