103 E Locust St, Tolono, IL 61880 Property Records

Champaign County property record for 103 E Locust St, Tolono, IL 61880

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,160 sqft · built 1955
Lot Size	0.201 acres (8,775 sqft)
Owner	Company Name on Record
Tax Bill	$3,423 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-26-26-280-001`

Property Details

APN / Parcel Number

Primary APN	`29-26-26-280-001`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,784 sqft
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	A-Frame
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Other
Lot Area	8,775 sqft (0.201 acres)
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 E LOCUST ST
City	TOLONO
State	IL
Zip	61880-9571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 52 LARMONS, JUDGE, ADD
Legal Range	08E
Legal Township	18N
Legal Section	26
Legal Subdivision	LARMONS, JUDGE, ADD
Legal Block	52
Legal Lot Number	1
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	TOLONO
Census Block Group	6
Census Block	6005
Census Tract	10901

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1528 COUNTY ROAD 1000 N, PHILO, IL 61864-9711
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2026	Deed of Trust, Mortgage · FHA Mortgage CITIZENS EQUITY FIRST CU
Sep 9, 2022	Warranty Deed, Transfer · Unknown CASEY STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Property Address	103 E LOCUST ST, TOLONO, IL 61880-9571
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 COUNTY ROAD 1000 N, PHILO, IL 61864-9711

Mortgage

Document Number	0000003093
Date	Mar 4, 2026
Instrument	2026R03093

Lender

Name	CITIZENS EQUITY FIRST CU
Type	Credit Union
Address	PEORIA, IL 61615

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2046

Interest

Rate Type	Adjustable Rate
Min Rate At Change	6.32%
Max Rate	10.3%

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 9, 2022
Property Address	103 E LOCUST ST, TOLONO, IL 61880-9571
Document Number	0000016801
Map Reference	RS 22 PG 212
Instrument Date	Sep 8, 2022
Instrument	2022R16801
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	ALLIED CAPITAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$157.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1528 COUNTY ROAD 1000 N, PHILO, IL 61864-9711

Mortgage

Document Number	0000016802
Date	Sep 9, 2022
Instrument	2022R16802

Lender

Name	CASEY STATE BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	252 Months
Due	Sep 15, 2043

Interest

Rate Type	Adjustable Rate
Rate	5.75%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Tolono Township
Municipality	Tolono Village
Unified School District	Tolono Community Unit School District 7 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,710 (+12.98%) Land $6,080 Building $55,630	$185,130 (+12.98%) Land $18,240 Building $166,890
2024	$3,423.00 (+5.62%)	$54,620 (+15.87%) Land $5,620 Building $49,000	$163,860 (+15.87%) Land $16,860 Building $147,000
2023	$3,241.00 (+576.62%)
2022	$479.00 Homeowner's exemption Senior Citizen's exemption	$47,140 Land $4,850 Building $42,290	$141,420 Land $14,550 Building $126,870

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-TOLONO serves 3,604 people · EPA ID IL0191000
Water Source	Purchased groundwater from IL AMERICAN-CHAMPAIGN
Last State Inspection	Sep 2023
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: MF Wireless, Nextlink, Watch TV, Xfinity.

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