103 E Hancock Ave, Emerado, ND 58228 Property Records

Grand Forks County property record for 103 E Hancock Ave, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,470 sqft · built 1970
Lot Size	0.321 acres (14,000 sqft)
Owner	Individual Name on Record
Last Sale	$126,300 (Jul 2022)
Tax Bill	$1,494 (2025)
Deeds & Mortgages	Jul 2022 Refinance Sep 2019 Mortgage
Flood Zone	Zone AE (high risk)
APN	`42000100048000`

Property Details

APN / Parcel Number

Primary APN	`42000100048000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,470 sqft Living Area
1st Floor Area	1,470 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	14,000 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Attached

Location & Zoning

Street Address	103 E HANCOCK AVE
City	EMERADO
State	ND
Zip	58228-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 420001 BLK: 22 LOT: 17,19,21,23 L17,19,21&23B22
Legal Subdivision	MEKINOCK
Legal Block	22
Legal Lot Number	17,19,2
Jurisdiction	GRAND FORKS ND
Township / Civil Division	EMERADO
Census Block Group	1
Census Block	1176
Census Tract	12000

Owner

Source: Grand Forks County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 E HANCOCK AVE, EMERADO, ND 58228-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance GATE CITY BANK
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Sep 23, 2019 · Amount on Record
Deed Document Number	2022827026
Prior Transfer Date	Jun 6, 2022
Prior Transfer Doc	0000827026
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Jul 6, 2022
Property Address	103 E HANCOCK AVE, EMERADO, ND 58228-4020
Document Number	0000827026
Instrument Date	Jun 6, 2022
Instrument	827026
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 HANCOCK AVE, EMERADO, ND 58228

Mortgage

Document Number	0000827027
Date	Jul 6, 2022
Instrument	827027

Lender

Name	GATE CITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Sep 23, 2019
Property Address	103 E HANCOCK AVE, EMERADO, ND 58228-4020
Document Number	0000795684
Instrument Date	Sep 20, 2019
Instrument	795684
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 E HANCOCK AVE, EMERADO, ND 58228-4020

Mortgage

Document Number	0000795685
Date	Sep 23, 2019
Instrument	795685

Lender

Name	TCF NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Emerado City
Elementary School District	Emerado Public School District 127 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,494.00 (+16.99%)	$65,350 (+17.54%) Land $5,000 Building $60,350	$130,700 (+17.54%) Land $10,000 Building $120,700
2023	$1,277.00	$55,600 Land $5,000 Building $50,600	$111,200 Land $10,000 Building $101,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1997–2020)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2020 · 4 claims Severe Storms, Flooding And Ground Saturation, Jun 2000 · 3 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60

May also be available: Polar Telecommunications, Verizon.

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