101 E Hancock Ave, Emerado, ND 58228 Property Records

Grand Forks County property record for 101 E Hancock Ave, Emerado, ND 58228

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1929
Lot Size	0.241 acres (10,500 sqft)
Owner	Individual Name on Record
Last Sale	$118,706 (Apr 2023)
Tax Bill	$976 (2023)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2023 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`42000100052000`

Property Details

APN / Parcel Number

Primary APN	`42000100052000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft

Exterior

Year Built	Built 1929
Effective Year Built	Effective 1929
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	75 ft deep x 140 ft wide

Location & Zoning

Street Address	101 E HANCOCK AVE
City	EMERADO
State	ND
Zip	58228-4020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB: 420001 BLK: 22 LOT: 20,22,24 LOTS 20,22&24 BLK 22
Legal Subdivision	MEKINOCK
Legal Block	22
Legal Lot Number	20,22,2
Jurisdiction	GRAND FORKS ND
Township / Civil Division	EMERADO
Census Block Group	1
Census Block	1176
Census Tract	12000

Owner

Source: Grand Forks County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 E HANCOCK AVE, EMERADO, ND 58228-4020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · FHA Mortgage GATE CITY BANK
Apr 10, 2023	Deed of Trust, Mortgage · FHA Mortgage GATE CITY BANK
Apr 10, 2023	Deed of Trust, Mortgage INDUSTRIAL COMMISSION OF NORTH DAKOTA
Oct 21, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2023 · Amount on Record
Deed Sale	Apr 10, 2023 · Amount on Record
Prior Sale	Oct 21, 2021 · Amount on Record
Deed Document Number	2023832738
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	101 E HANCOCK AVE, EMERADO, ND 58228-4020
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000832899
Date	Apr 13, 2023
Instrument	832899

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Apr 1, 2051

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	101 E HANCOCK AVE, EMERADO, ND 58228-4020
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000832739
Date	Apr 10, 2023
Instrument	832739

Lender

Name	GATE CITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND FORKS ND
Property Address	101 E HANCOCK AVE, EMERADO, ND 58228-4020
Transaction Type	Mortgage
Record Updated	Jun 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000832740
Date	Apr 10, 2023
Instrument	832740

Lender

Name	INDUSTRIAL COMMISSION OF NORTH DAKOTA
Type	Government Agency

Agreement

Amount	Amount Recorded

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND FORKS ND
Recording Date	Oct 21, 2021
Property Address	101 E HANCOCK AVE, EMERADO, ND 58228-4020
Document Number	0000819945
Instrument Date	Oct 15, 2021
Instrument	819945
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1492 CROOKS CREEK RD, SELMA, OR 97538-9557

Tax Assessment & Valuation

Source: Grand Forks County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Grand Forks County
Municipality	Emerado City
Elementary School District	Emerado Public School District 127 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,900 (+31.53%) Land $3,750 Building $52,150	$111,800 (+31.53%) Land $7,500 Building $104,300
2023	$976.00	$42,500 Land $3,750 Building $38,750	$85,000 Land $7,500 Building $77,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	19 (1997–2020)
Claims Outside the SFHA	5 of 19
Most Recent Claim	Jul 2020 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2020 · 4 claims Severe Storms, Flooding And Ground Saturation, Jun 2000 · 3 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST CENTRAL REGIONAL WD-GF private · serves 5,995 people · EPA ID ND1801062
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fixed Wireless in parts of the area	1,250 / 60

May also be available: Polar Telecommunications, Verizon.

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