Marathon County property record for 103 E Elm St, Spencer, WI 54479
| Property Type | Commercial |
|---|---|
| Lot Size | 0.137 acres (6,011 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Sep 2023) |
| Tax Bill | $167 (2025) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 181-2602-053-9983 |
| Primary APN | 181-2602-053-9983 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,011 sqft (0.137 acres) |
|---|
| Street Address | 103 E ELM ST |
|---|---|
| City | SPENCER |
| State | WI |
| Zip | 54479-9326 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SEC 05-26-02 PT OF SW 1/4 SW 1/4 COM AT NW COR OF LOT 6 BLK 4 PLAT OF IRENE W TO A PT 50 FT ELY OF CEN OF SOO LN R R R/W SLY |
| Legal Range | 02 |
| Legal Township | 26 |
| Legal Section | 05 |
| Legal Quarter | SW |
| Legal Subdivision | PLAT OF IRENE |
| Legal Block | 4 |
| Legal Lot Number | 6-7 |
| Jurisdiction | MARATHON WI |
| Township / Civil Division | SPENCER |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 2101 |
Source: Marathon County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10556 PATTON DR, MARSHFIELD, WI 54449-9736 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Warranty Deed, Transfer SIMPLICITY CU |
| Dec 16, 2020 | Warranty Deed, Transfer · Commercial Mortgage PARTNERS BANK OF WISCONSIN |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Dec 16, 2020 · Amount on Record |
| Deed Document Number | 1888228 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Sep 28, 2023 |
| Property Address | 103 E ELM ST, SPENCER, WI 54479-9326 |
| Document Number | 0001888228 |
| Instrument Date | Sep 27, 2023 |
| Instrument | 1888228 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2023 |
| Title Company | NEAR NORTH NATIONAL TITLE, NEAR NORTH NATIONAL TITLE WI |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,125.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10566 PATTON DR, MARSHFIELD, WI 54449-9736 |
| Document Number | 0001888229 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 1888229 |
| Name | SIMPLICITY CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Sep 27, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARATHON WI |
| Recording Date | Dec 16, 2020 |
| Property Address | 103 E ELM ST, SPENCER, WI 54479-9326 |
| Document Number | 0001822959 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 1822959 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2022 |
| Title Company | MIDWEST TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209725 RANGELINE RD, AUBURNDALE, WI 54412-5044 |
| Document Number | 0001822960 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 1822960 |
| Name | PARTNERS BANK OF WISCONSIN |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Marathon County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Marathon County |
| Municipality | Spencer Village |
| Unified School District | Spencer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $167.00 (+17.61%) | $7,800 (-) Land $7,800 | $9,903 (+17.57%) Land $9,903 |
| 2023 | $142.00 (-1.39%) | $7,800 (-) Land $7,800 | $8,423 (+6.8%) Land $8,423 |
| 2022 | $144.00 | $7,800 Land $7,800 | $7,887 Land $7,887 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATERWORKS serves 1,848 people · EPA ID WI7370108 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Country Wireless Fiber · Fixed Wireless | 1,000 / 1,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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