103 E Division St, Minneola (Clermont), FL 34715 Property Records

Lake County property record for 103 E Division St, Minneola, FL 34715

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1996
Lot Size	0.247 acres (10,773 sqft)
Owner	Company Name on Record
Tax Bill	$3,468 (2024)
Deeds & Mortgages	Dec 2018 Loan Modification Nov 2018 Transfer
Flood Zone	Zone X (minimal risk)
APN	`18-22-26-0215-000-00200`

Property Details

APN / Parcel Number

Primary APN	`18-22-26-0215-000-00200`
Alternative APNs	`262218021500000200` `3598440`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,288 sqft Living Area
Gross Area	1,768 sqft
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Roof Material	Asphalt
Lot Area	10,773 sqft (0.247 acres)
Lot Dimensions	143 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	172 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3598440
Street Address	103 E DIVISION ST
City	MINNEOLA
State	FL
Zip	34715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3
Legal Description	MINNEOLA EDGEWOOD LAKE NORTH SUB LOT 2 PB 35 PG 17 ORB 5196 PG 2021
Legal Range	26E
Legal Township	22S
Legal Section	18
Legal Subdivision	MINNEOLA EDGEWOOD LAKE NORTH SUB
Legal Tract	0215
Legal Lot Number	2
Jurisdiction	LAKE FL
Township / Civil Division	CLERMONT
Census Block Group	1
Census Block	1034
Census Tract	31309

Owner

Source: Lake County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1717 MAIN ST, 2000, DALLAS, TX 75201-4657
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2018	Loan Modification, Mortgage · Line of Credit GERMAN AMERICAN CAP
Nov 9, 2018	Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2015
Deed Sale	Jun 24, 2015
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	201567495
Deed Book / Page	4641 / 1131
Last Transfer Date	Nov 7, 2018
Transfer Doc	0051962021
Record Updated	Jun 8, 2026

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Recording Date	Dec 5, 2018
Property Address	103 E DIVISION ST, CLERMONT, FL 34711-7946
Document Number	0052061442
Book / Page	005206 / 001442
Instrument Date	Nov 7, 2018
Instrument	140230
Transaction Type	Mortgage
Record Updated	Dec 20, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Mortgage

Document Number	52061442
Date	Dec 5, 2018
Book Page	005206/001442
Instrument	140230

Lender

Name	GERMAN AMERICAN CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2865

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE FL
Recording Date	Nov 9, 2018
Property Address	103 E DIVISION ST, CLERMONT, FL 34711-7946
Document Number	0051962021
Book / Page	005196 / 002021
Instrument Date	Nov 7, 2018
Instrument	131943
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1717 MAIN ST #2000 DALLAS TX 752014657, 2000, DALLAS, TX 75201-4657

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Municipality	Minneola City
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,808 (-) Land $83,250 Building $167,558	$250,808 (-) Land $83,250 Building $167,558
2025		$250,808 (+52.59%) Land $83,250 Building $167,558	$250,808 (+52.59%) Land $83,250 Building $167,558
2024	$3,468.00 (+15.14%)
2023	$3,012.00 (+4.44%)	$164,366 (-)	$164,366 (-) Land $30,135 Building $134,231
2022	$2,884.00	$164,366	$164,366 Land $30,135 Building $134,231

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	8 (1995–2018)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2018 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MINNEOLA WATER DEPARTMENT (2 WPS) serves 20,605 people · EPA ID FL3350836
Water Source	Groundwater
Last State Inspection	Jan 2024
Also Mapped Here	CLERMONT EAST WATER SYSTEM (2 WPS)
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: CenturyLink, Hotwire Communications, Xfinity.

Nearby Properties on E Division St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures