103 E 7th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 103 E 7th St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,522 sqft · built 1910
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Mar 2016)
Tax Bill$2,471 (2025)
Deeds & MortgagesMar 2024 Line of Credit
Flood ZoneZone X (minimal risk)
APN09-28-308-013

Property Details

APN / Parcel Number

Primary APN09-28-308-013
Alternative APNs
  • 928308013
  • 460C358C

Interior

Full Baths1 Bath
Building Area1,522 sqft Living Area
Basement Area873 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Lot Area16,553 sqft (0.38 acres)
Garage TypeAttached
Garage Area294 sqft

Location & Zoning

Account Number460C358C
Street Address103 E 7TH ST
CityPECATONICA
StateIL
Zip61063-9755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNELSON REEDS ADD TO THE TOWN OF PECATONICA PT SW1/4 SEC 28-27-10 LT 5 & N 66.09 FT LT 6 BLK 3 & VAC ALLEY LYG BTWNLOTS 5 & 6 BLK 3
Legal Range10
Legal Township27
Legal Section28
Legal SubdivisionNELSON REEDS ADD
Legal Block3
Legal Lot Number5,6
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group2
Census Block2008
Census Tract4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address103 E 7TH ST, PECATONICA, IL 61063-9755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 7, 2016 · Amount on Record
Deed SaleMar 7, 2016 · Amount on Record
Record UpdatedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address103 E 7TH ST, PECATONICA, IL 61063-9755
Transaction TypeMortgage
Record UpdatedApr 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006715
DateMar 29, 2024
Instrument2406715
Lender
NameGERMAN AMERICAN STATE BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate8.5%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,471.00$40,160 (+26.69%) Land $4,880 Building $35,280$120,480 (+26.69%) Land $14,640 Building $105,840
2022Homeowner's exemption$31,699 Land $3,852 Building $27,847$95,097 Land $11,556 Building $83,541

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200
AT&T
Fixed Wireless
100 / 20

May also be available: AaroBand.

Nearby Properties on E 7th St

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