217 E 7th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 217 E 7th St, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	686 sqft · built 1905
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$59,000 (Dec 2019)
Tax Bill	$1,945 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-28-309-003`

Property Details

APN / Parcel Number

Primary APN	`09-28-309-003`
Alternative APNs	`928309003` `460C346`

Interior

Building Area	686 sqft Living Area
Basement Area	686 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	20,473 sqft (0.47 acres)
Garage Type	Attached
Garage Area	576 sqft

Location & Zoning

Street Address	217 E 7TH ST
City	PECATONICA
State	IL
Zip	61063-9757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NELSON REEDS ADDN TO THE TOWN OF PECATONICA LOTS 3+ 008 BLOCK 002
Legal Subdivision	NELSON REEDS ADDN TO THE TOWN OF PECATON
Legal Block	002
Legal Lot Number	3,008
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2007
Census Tract	4300

Owner

Source: Winnebago County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7471 JUDD RD, PECATONICA, IL 61063-8822
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2019 · Amount on Record
Deed Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20191042525
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Dec 27, 2019
Property Address	217 E 7TH ST, PECATONICA, IL 61063-9757
Document Number	0001042525
Instrument Date	Dec 27, 2019
Instrument	1042525
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$88.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7471 JUDD RD PECATONICA IL 610638855, PECATONICA, IL 61063-8855

Mortgage

Document Number	1042526
Date	Dec 27, 2019
Instrument	1042526

Lender

Name	BLACKHAWK BK
Type	Bank
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 26, 2039

Interest

Rate	4.3%

Tax Assessment & Valuation

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,945.00	$26,890 (+26.7%) Land $4,884 Building $22,006	$80,670 (+26.7%) Land $14,652 Building $66,018
2022	Homeowner's exemption	$21,224 Land $3,855 Building $17,369	$63,672 Land $11,565 Building $52,107

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200
AT&T Fixed Wireless	100 / 20

May also be available: AaroBand.

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