103 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 103 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,468 sqft · built 1902
Lot Size	0.08 acres (3,480 sqft)
Owner	Company Name on Record
Tax Bill	$3,190 (2025)
Deeds & Mortgages	Sep 2025 Transfer Apr 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-436-001.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-436-001.000-023`
Alternative APN	`01611425650`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	2,386 sqft
1st Floor Area	2,396 sqft
Basement Area	918 sqft

Exterior

Year Built	Built 1902
Effective Year Built	Effective 1902
Architectural Style	Duplex Single
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	3,480 sqft (0.08 acres)
Lot Dimensions	58 ft deep x 60 ft wide
View / Lot	Alley
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	103 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2138
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	N1/2 LOT 24 E J PERKINS
Legal Subdivision	E J PERKINS
Legal Lot Number	24
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1011
Census Tract	10201

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3871 KINGSWAY DR, CROWN POINT, IN 46307-8940
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 12, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Aug 22, 2018	Warranty Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2025
Deed Sale	Sep 8, 2025
Prior Sale	Jul 2, 2025 · Amount on Record
Deed Document Number	202522598
Prior Transfer Date	Sep 5, 2025
Prior Transfer Doc	0000022598
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Sep 8, 2025
Property Address	103 E 7TH ST, MISHAWAKA, IN 46544-2138
Document Number	0002522598
Map Reference	PB 7 PG 17
Instrument Date	Sep 5, 2025
Instrument	2522598
Transaction Type	Transfer
Record Updated	Oct 1, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3871 KINGSWAY DR, CROWN POINT, IN 46307-8940

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 12, 2023
Property Address	103 E 7TH ST, MISHAWAKA, IN 46544-2138
Document Number	0002307555
Map Reference	PB 7 PG 17
Instrument Date	Apr 5, 2023
Instrument	2307555
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6430 W VALENCIA DR, LAVEEN, AZ 85339-2777

Mortgage

Document Number	0002307556
Date	Apr 12, 2023
Instrument	2307556

Lender

Name	GENEVA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 22, 2018
Property Address	103 E 7TH ST, MISHAWAKA, IN 46544-2138
Document Number	0001821448
Map Reference	PB 7 PG 17
Instrument Date	Aug 16, 2018
Instrument	1821448
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51652 WESTWINDS DR, SOUTH BEND, IN 46628-9540

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,190.00 (+10.11%)	$137,800 (+11.4%) Land $15,900 Building $121,900	$137,800 (+11.4%) Land $15,900 Building $121,900
2024	$2,897.00 (+17.91%)	$123,700 (+18.49%) Land $15,900 Building $107,800	$123,700 (+18.49%) Land $15,900 Building $107,800
2023	$2,457.00 (+0.04%)	$104,400 (-) Land $16,000 Building $88,400	$104,400 (-) Land $16,000 Building $88,400
2022	$2,456.00	$104,400 Land $16,000 Building $88,400	$104,400 Land $16,000 Building $88,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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