121 E 7th St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 121 E 7th St, Mishawaka, IN 46544

Property Summary

Property Type	Triplex
Details	4 bd · 4 ba · 1,646 sqft · built 1897
Lot Size	0.157 acres (6,844 sqft)
Owner	Company Name on Record
Tax Bill	$3,321 (2024)
Deeds & Mortgages	Jun 2023 Mortgage May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-16-436-005.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-16-436-005.000-023`
Alternative APN	`01611425654`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,646 sqft Living Area
Gross Area	1,690 sqft
Basement Area	297 sqft

Exterior

Year Built	Built 1897
Construction Type	Wood
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	6,844 sqft (0.157 acres)
Lot Dimensions	116 ft deep x 59 ft wide
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01611425654
Street Address	121 E 7TH ST
City	MISHAWAKA
State	IN
Zip	46544-2138
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	LOT 27 E J PERKINS
Legal Lot Number	27
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	1
Census Block	1011
Census Tract	10201

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	121 E GROVE ST, MISHAWAKA, IN 46545-6647
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Quit Claim Deed, Transfer · Commercial Mortgage RCN CAPITAL FUNDING LLC
May 27, 2022	Deed of Trust, Mortgage · Commercial Mortgage RCN CAPITAL FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 2, 2023
Transfer Doc	0002312031
Record Updated	Jun 8, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 2, 2023
Property Address	121 E 7TH ST, MISHAWAKA, IN 46544-2138
Document Number	0002312031
Map Reference	PB 7 PG 17
Instrument Date	May 26, 2023
Instrument	2312031
Transaction Type	Transfer
Record Updated	Jun 28, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2827 LINCOLNWAY E, MISHAWAKA, IN 46544-3546

Mortgage

Document Number	0002312032
Date	Jun 2, 2023
Instrument	2312032

Lender

Name	RCN CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	121 E 7TH ST, MISHAWAKA, IN 46544-2138
Transaction Type	Mortgage
Record Updated	Jun 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002215634
Date	May 27, 2022
Instrument	2215634

Lender

Name	RCN CAPITAL FUNDING LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 1, 2023

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,300 (+28.24%) Land $22,300 Building $133,000	$155,300 (+28.24%) Land $22,300 Building $133,000
2024	$3,321.00 (+16.2%)
2023	$2,858.00 (+35.13%)	$121,100 (+35.16%) Land $22,300 Building $98,800	$121,100 (+35.16%) Land $22,300 Building $98,800
2022	$2,115.00 (+6.17%)	$89,600 Land $9,800 Building $79,800	$89,600 Land $9,800 Building $79,800
2021	$1,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 745 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Mercury Fiber.

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