103 Decker St, Garrett, PA 15542 Property Records

Somerset County property record for 103 Decker St, Garrett, PA 15542

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,344 sqft · built 1890
Lot Size	0.708 acres (30,840 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Jan 2026)
Tax Bill	$751 (2026)
Deeds & Mortgages	Jan 2026 Sale & Line of Credit Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`S16-017-036-000`

Property Details

APN / Parcel Number

Primary APN	`S16-017-036-000`
Alternative APNs	`S16-017-036-00` `160004100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,344 sqft Living Area
1st Floor Area	672 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Exterior Material	Other
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Material	Asbestos
Lot Area	30,840 sqft (0.708 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Coal

Location & Zoning

Account Number	160004100
Street Address	103 DECKER ST
City	GARRETT
State	PA
Zip	15542-8401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.708 A 2 STY FR HO
Jurisdiction	SOMERSET PA
Township / Civil Division	GARRETT
Census Block Group	3
Census Block	3055
Census Tract	21500

Owner

103 Decker St is owned by a company that bought it in January 2026.

Source: Somerset County records, as of October 9, 2026

Owner of Record	Company Name on File
Mailing Address	103 DECKER ST, GARRETT, PA 15542-8401
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2026	Deed, Transfer · Line of Credit SOMERSET TRUST CO
Jan 30, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2026 · Amount on File
Deed Sale	Jan 27, 2026 · Amount on File
Deed Document Number	2026629
Deed Book / Page	3170 / 1001
Prior Transfer Date	Jan 11, 2019
Prior Transfer Doc	2735/0666
Record Updated	Oct 29, 2026

January 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET PA
Recording Date	Jan 27, 2026
Property Address	103 DECKER ST, GARRETT, PA 15542-8401
Document Number	03170/1001
Book / Page	3170 / 1001
Instrument Date	Jan 23, 2026
Instrument	2026000629
Transaction Type	Transfer
Record Updated	Apr 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 VOUGHT ROCK RD, GARRETT, PA 15542-8326

Mortgage

Document Number	03170/1007
Date	Jan 27, 2026
Book Page	3170/1007
Instrument	2026000630

Lender

Name	SOMERSET TRUST CO
Type	Bank
Address	MEYERSDALE, PA 15552

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SOMERSET PA
Recording Date	Jan 30, 2019
Property Address	103 DECKER ST, GARRETT, PA 15542-8401
Document Number	2735/0666
Book / Page	2735 / 0666
Instrument Date	Jan 11, 2019
Instrument	2019000607
Transaction Type	Transfer
Record Updated	May 25, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	103 DECKER ST, GARRETT, PA 15542-8401

Tax Assessment & Valuation

The 2026 property tax bill for 103 Decker St was $751, up 3.2% from the year before.

Source: Somerset County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Somerset County
Municipality	Garrett Borough
Unified School District	Meyersdale Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$751.00 (+3.16%)	$15,050 (-)
2025	$728.00 (+3.85%)	$15,050 (-)
2024	$701.00 (+7.19%)	$15,050 (-)
2023	$654.00	$15,050
1998			$30,100 Land $8,960 Building $21,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 103 Decker St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	29 (1983–2025)
Claims Outside the SFHA	1 of 29
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Tropical Depression Ivan, Sep 2004 · 7 claims Severe Storms And Flooding, Jan 1996 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 103 Decker St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT BORO WATER SYS serves 449 people · EPA ID PA4560035
Water Source	Groundwater
Last State Inspection	Jul 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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