Somerset County property record for 139 Decker St, Garrett, PA 15542
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 2,040 sqft · built 2016 |
| Lot Size | 12.5 acres (547,288 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,907 (2026) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | S16-017-029-000 |
| Primary APN | S16-017-029-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,040 sqft Living Area |
| 1st Floor Area | 2,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asbestos |
| Lot Area | 547,288 sqft (12.5 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 160000860 |
|---|---|
| Street Address | 139 DECKER ST |
| City | GARRETT |
| State | PA |
| Zip | 15542-8401 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | 12.564 A 1 STY VINYL DWG BARN POLE BLDG |
| Jurisdiction | SOMERSET PA |
| Township / Civil Division | GARRETT |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 21500 |
139 Decker St, a rural home, is owned by an individual.
Source: Somerset County records, as of April 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1496 JOHNSON RD, GARRETT, PA 15542-8604 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET PA |
| Recording Date | Jul 8, 2026 |
| Property Address | 139 DECKER ST, GARRETT, PA 15542-8401 |
| Document Number | 0000004897 |
| Book / Page | 3200 / 517 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 20264897 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 139 DECKER ST, GARRETT, PA 15542-8401 |
| Document Number | 0000004897, |
|---|---|
| Date | Jul 8, 2026 |
| Book Page | 3200/517 |
| Instrument | 20264897 |
| Name | AMERISERV FINANCIAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.52% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 139 Decker St was $3,907.
Source: Somerset County assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Somerset County |
| Municipality | Garrett Borough |
| Unified School District | Meyersdale Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,907.00 | $78,260 | |
| 2024 | $3,646.00 (+7.2%) | $78,260 (-) | |
| 2023 | $3,401.00 | $78,260 | |
| 1998 | $156,510 Land $27,290 Building $129,220 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 139 Decker St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 29 (1983–2025) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | May 2025 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 139 Decker St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRETT BORO WATER SYS serves 449 people · EPA ID PA4560035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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