103 Cypress Rd, Merry Hill, NC 27957 Property Records

Bertie County property record for 103 Cypress Rd, Merry Hill, NC 27957

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1990
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2025)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Aug 2018 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`6874-72-4148`

Property Details

APN / Parcel Number

Primary APN	`6874-72-4148`
Alternative APN	`26134`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Basement Area	780 sqft
Unfinished Basement	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Rustic
Exterior Material	Logs
Construction Type	Log
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	135 ft deep x 111 ft wide
Porch	Slab

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	26134
Street Address	103 CYPRESS RD
City	MERRY HILL
State	NC
Zip	27957-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBEARD DEV #14 & PT 13
Legal Subdivision	BLACK BEARD BEACH DEVELOPMENT
Jurisdiction	BERTIE NC
Township / Civil Division	WHITES
Census Block Group	6
Census Block	6003
Census Tract	960100

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1405 APPLETHORN DR, APEX, NC 27502-1233
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Warranty Deed, Transfer · Conventional Mortgage WEYCO COMMUNITY CU
Aug 3, 2018	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2025 · Amount on Record
Deed Sale	Apr 4, 2025 · Amount on Record
Prior Sale	Oct 22, 2020 · Amount on Record
Deed Document Number	2025436
Deed Book / Page	1033 / 534
Prior Transfer Date	Oct 10, 2024
Prior Transfer Doc	001033/530
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERTIE NC
Recording Date	Oct 22, 2020
Property Address	103 CYPRESS RD, MERRY HILL, NC 27957-9516
Document Number	993/98
Book / Page	993 / 98
Map Reference	CAB A SL 775
Instrument Date	Oct 22, 2020
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$565.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 804, EDENTON, NC 27932-0804

Mortgage

Document Number	993100
Date	Oct 22, 2020
Instrument	993/100

Lender

Name	WEYCO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERTIE NC
Property Address	103 CYPRESS RD, MERRY HILL, NC 27957-9516
Transaction Type	Mortgage
Record Updated	Aug 22, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000974/0000000977
Date	Aug 3, 2018
Book Page	0000000974/0000000977

Lender

Name	STATE EMPLOYEES CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00	$191,463 (-) Land $33,353 Building $158,110	$191,463 (-) Land $33,353 Building $158,110
2024	$1,852.00 (+7.18%)	$191,463 (-) Land $33,353 Building $158,110	$191,463 (-) Land $33,353 Building $158,110
2023	$1,728.00 (+4.35%)	$191,463 (-) Land $33,353 Building $158,110	$191,463 (-) Land $33,353 Building $158,110
2022	$1,656.00	$191,463 Land $33,353 Building $158,110	$191,463 Land $33,353 Building $158,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1998–2016)
Claims Outside the SFHA	7 of 34
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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