102 Cypress Rd, Merry Hill, NC 27957 Property Records

Bertie County property record for 102 Cypress Rd, Merry Hill, NC 27957

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 340 sqft · built 1978
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Nov 2017)
Tax Bill	$2,665 (2025)
Deeds & Mortgages	May 2022 Mortgage Nov 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`6874-72-6148`

Property Details

APN / Parcel Number

Primary APN	`6874-72-6148`
Alternative APN	`33764`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	340 sqft Living Area
Basement Area	1,364 sqft
Finished Basement	1,364 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	105 ft deep x 101 ft wide
Boat Access	Boat Access
Total Buildings	7 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	33764
Street Address	102 CYPRESS RD
City	MERRY HILL
State	NC
Zip	27957-9515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLACKBEARD BEACH & LOT
Legal Subdivision	BLACKBEARD BEACH
Jurisdiction	BERTIE NC
Township / Civil Division	WHITES
Census Block Group	6
Census Block	6003
Census Tract	960100

Owner

Source: Bertie County records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	102 CYPRESS RD, A, MERRY HILL, NC 27957-9515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ATLANTIC COAST MORTGAGE
Nov 16, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2017 · Amount on Record
Deed Sale	Nov 16, 2017 · Amount on Record
Prior Sale	Sep 6, 2013 · Amount on Record
Deed Book / Page	969 / 294
Last Transfer Date	May 3, 2022
Transfer Doc	001008/138
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERTIE NC
Recording Date	May 9, 2022
Property Address	102 CYPRESS RD, MERRY HILL, NC 27957-9515
Document Number	001008/138
Book / Page	1008 / 138
Instrument Date	May 3, 2022
Transaction Type	Transfer
Record Updated	Sep 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102A CYPRESS RD, MERRY HILL, NC 27957-9515

Mortgage

Document Number	0001008141
Date	May 9, 2022
Instrument	1008/141

Lender

Name	ATLANTIC COAST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BERTIE NC
Recording Date	Nov 16, 2017
Property Address	102 CYPRESS RD, MERRY HILL, NC 27957-9515
Document Number	000969/294
Book / Page	0969 / 294
Instrument Date	Nov 16, 2017
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$2,500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10775 REYNARD FOX LN, BEALETON, VA 22712-6852

Tax Assessment & Valuation

Source: Bertie County assessment roll, as of April 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Bertie County
Unified School District	Bertie County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,665.00	$275,457 (-) Land $83,863 Building $191,594	$275,457 (-) Land $83,863 Building $191,594
2024	$2,665.00 (+7.2%)	$275,457 (-) Land $83,863 Building $191,594	$275,457 (-) Land $83,863 Building $191,594
2023	$2,486.00 (+4.98%)	$275,457 (-0.29%) Land $83,863 Building $191,594	$275,457 (-0.29%) Land $83,863 Building $191,594
2022	$2,368.00	$276,258 Land $86,265 Building $189,993	$276,258 Land $86,265 Building $189,993

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	6.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 31 policies
Nearby Flood Policies	31 in force
Nearby Flood Claims	34 (1998–2016)
Claims Outside the SFHA	7 of 34
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Irene, Aug 2011 · 10 claims Hurricane Isabel, Sep 2003 · 18 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERTIE COUNTY REGIONAL WATER serves 13,736 people · EPA ID NC0408085
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fybe Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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