103 Commerce St, Hurlock, MD 21643 Property Records

Dorchester County property record for 103 Commerce St, Hurlock, MD 21643 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Architecture StyleConventional
Year BuiltBuilt 2005
Square Footage1,120 sqft Total Area
Lot Size8,642 sqft (0.198 acres)
OccupancyOwner Occupied
Last Sale$104,000 (2017)
Tax Bill$2,892.00 (2025)

Owner

Source: Dorchester County records · APN 15-026049

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address103 COMMERCE ST, HURLOCK, MD 21643-3523
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Feb 04, 2021Deed of Trust, Mortgage · Conventional Mortgage
CALIBER HOME LOANS INC
Jun 20, 2017Deed, Transfer · Conventional Mortgage
EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 20, 2017 · Amount on Record
Deed SaleJun 20, 2017 · Amount on Record
Prior SaleOct 26, 2015 · Amount on Record
Deed Doc Number20171406-242
Deed Book / Page1406 / 242
Prior Transfer DateMay 23, 2017
Prior Transfer Doc0014060242
Record RefreshedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address103 COMMERCE ST, HURLOCK, MD 21643-3523
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyPROPERTY TITLE AND ESCROW LLC, PROPERTY TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0017020281
DateDec 07, 2021
Book Page1702/281
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2051

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDORCHESTER MD
Property Address103 COMMERCE ST, HURLOCK, MD 21643-3523
Transaction TypeMortgage
Record UpdatedAug 11, 2022
Title CompanyLIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW OF MA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016250032
DateFeb 04, 2021
Book Page1625/32
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueJan 01, 2051

June 2017: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateJun 20, 2017
Property Address103 COMMERCE ST, HURLOCK, MD 21643-3523
Document Number0014060242
Book / Page1406 / 242
Map ReferenceMB MLB51 FO41
Instrument DateMay 23, 2017
Instrument1406-242
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyTITLE EXCELLENCE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,075.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address103 COMMERCE ST, HURLOCK, MD 21643-3523

Mortgage

Document Number0001406250
DateJun 20, 2017
Instrument1406-250
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$187,333 (+8.49%)$202,000 (-) Land $26,400 Building $175,600
2025$2,892.00 (+8.72%) Homeowner's exemption$172,667 (+15.11%)$202,000 (+27.85%) Land $26,400 Building $175,600
2023$2,660.00 Homeowner's exemption$150,000$158,000 Land $26,400 Building $131,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dorchester County (24019C), updated April 10, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 5,556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN15-026049
Alternative APN
  • 026049

Interior

Full Baths2 Baths
Building Area1,120 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,642 sqft (0.198 acres)
Deck Area192 sqft Deck

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHeat Pump Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number026049
Street Address103 COMMERCE ST
CityHURLOCK
StateMD
Zip21643-3523
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 1-8,642 SQ.FT. 103 COMMERCE ST HURLOCK
Legal SubdivisionKOSKIS ADD FARMSIDE
Legal Lot Number1
JurisdictionDORCHESTER MD
Minor Civil Division15, HURLOCK
Census Blockgroup3
Census Block3007
Census Tract970200

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