101 Commerce St, Hurlock, MD 21643 Property Records

Dorchester County property record for 101 Commerce St, Hurlock, MD 21643

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,120 sqft · built 2005
Lot Size0.165 acres (7,209 sqft)
OwnerIndividual Name on File
Last Sale$269,900 (Jun 2026)
Tax Bill$3,217 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-006978

Property Details

APN / Parcel Number

Primary APN15-006978
Alternative APN
  • 006978

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,120 sqft Total Area

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,209 sqft (0.165 acres)
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number006978
Street Address101 COMMERCE ST
CityHURLOCK
StateMD
Zip21643-3523
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 2-7,209 SQ.FT. 101 COMMERCE ST HURLOCK
Legal SubdivisionFARMSIDE
Legal Lot Number2
JurisdictionDORCHESTER MD
Township / Civil Division15, HURLOCK
Census Block Group3
Census Block3007
Census Tract970200

Owner

Source: Dorchester County assessment roll, as of August 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address101 COMMERCE ST, HURLOCK, MD 21643-3523
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2026Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 8, 2021Deed, Subdivision Related Transfer · Conventional Mortgage
TIDEWATER MORTGAGE SERVICES INC
Sep 3, 2021Deed, Transfer · Commercial Mortgage
DAVIDA EDLAVITCH

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 22, 2026 · Amount on Record
Deed SaleJun 22, 2026 · Amount on Record
Prior SaleOct 8, 2021 · Amount on Record
Deed Document Number2026
Deed Book / Page2022 / 179
Record UpdatedSep 20, 2026

June 2026: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateJun 22, 2026
Property Address101 COMMERCE ST, HURLOCK, MD 21643-3523
Document Number2022000179
Book / Page2022 / 179
Instrument DateJun 12, 2026
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyVENTURE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$272,599.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 COMMERCE ST, HURLOCK, MD 21643-3523

Mortgage

Document Number2022000184,
DateJun 22, 2026
Book Page2022/184
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term337 Months
DueJul 1, 2054
Interest
Rate6.37%
Max Rate-1%

October 2021: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateOct 8, 2021
Property Address101 COMMERCE ST, HURLOCK, MD 21643
Document Number0016870187
Book / Page1687 / 187
Map ReferenceMB 51 PG 41
Instrument DateSep 2, 2021
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 11, 2022
Title CompanyBRENNAN TITLE, BRENNAN TITLE O

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address101 COMMERCE ST, HURLOCK, MD 21643

Mortgage

Document Number0001687193
DateOct 8, 2021
Instrument1687/193
Lender
NameTIDEWATER MORTGAGE SERVICES INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionDORCHESTER MD
Recording DateSep 3, 2021
Property Address101 COMMERCE ST, HURLOCK, MD 21643
Document Number0016780469
Book / Page1678 / 469
Map ReferenceMB 51 FO 41
Instrument DateAug 16, 2021
Transaction TypeTransfer
Record UpdatedJul 11, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address13901 BELLE CHASSE BLVD UNIT 216, 216, LAUREL, MD 20707-8418

Mortgage

Document Number0001678473
DateSep 3, 2021
Instrument1678/473
Lender
NameDAVIDA EDLAVITCH
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of August 5, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityHurlock Town
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$199,467 (+7.16%)$212,800 (-) Land $26,300 Building $186,500
2025$3,217.00 (+12.88%) Homeowner's exemption$186,133 (+16.72%)$212,800 (+23.15%) Land $26,300 Building $186,500
2023$2,850.00 (+75.49%)$159,467 (+9.12%)$172,800 (-) Land $26,300 Building $146,500
2022$1,624.00$146,133$172,800 Land $26,300 Building $146,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF HURLOCK
serves 2,150 people · EPA ID MD0090005
Water SourceGroundwater
Last State InspectionOct 2025
Lead7 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Bay Country Communications
Cable
1,000 / 1,000
T-Mobile USA
Fixed Wireless
100 / 20

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