Madison County property record for 103 Cedar Dr, Berea, KY 40403 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (May 1992) |
| Tax Bill | $1,724 (2025) |
| Deeds & Mortgages | Dec 2017 Mortgage Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0097-0001-0004 |
| Primary APN | 0097-0001-0004 |
|---|---|
| Alternative APNs |
|
| Account Number | 58662 |
|---|---|
| Street Address | 103 CEDAR DR |
| City | BEREA |
| State | KY |
| Zip | 40403-9675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CEDAR POINTE LOT 4 SEC 1 |
| Legal Subdivision | CEDAR POINTE |
| Legal Lot Number | 4 |
| Jurisdiction | MADISON KY |
| Township / Civil Division | BEREA |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 11103 |
Source: Madison County records · APN 0097-0001-0004
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 CEDAR DR, BEREA, KY 40403-9675 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 06, 2017 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Feb 19, 2021 | Deed of Trust, Mortgage · ARM MORTGAGE RESEARCH CENTER LLC |
| Jan 14, 2020 | Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 1992 · Amount on Record |
| Deed Sale | May 08, 1992 · Amount on Record |
| Deed Document Number | 0000426657 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 CEDAR DR, BEREA, KY 40403-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | M01778/045 |
|---|---|
| Date | Dec 06, 2017 |
| Book Page | M01778/045 |
| Instrument | 2013968683 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 CEDAR DR, BEREA, KY 40403-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | 00M2023/84 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | M2023/84 |
| Instrument | 2014029572 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON KY |
| Property Address | 103 CEDAR DR, BEREA, KY 40403-9675 |
| Transaction Type | Mortgage |
| Record Updated | Feb 17, 2023 |
| Title Company | FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR |
| Name | Verified Name |
|---|
| Document Number | M01911/531 |
|---|---|
| Date | Jan 14, 2020 |
| Book Page | M01911/531 |
| Instrument | 2014005394 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2050 |
Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,724.00 (+18.81%) Homeowner's exemption | $232,000 (+18.37%) | $232,000 (+18.37%) |
| 2023 | $1,451.00 Homeowner's exemption | $196,000 | $196,000 |
Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 40% of the US · above 71% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 1,266 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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