Bell County property record for 103 Cedar Breaks, Harker Heights, TX 76548
| Property Type | Residential Vacant Land |
|---|---|
| Lot Size | 0.819 acres (35,719 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,709 (2023) |
| Deeds & Mortgages | Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0922951375 |
| Primary APN | 0922951375 |
|---|---|
| Alternative APNs |
|
| Lot Area | 35,719 sqft (0.819 acres) |
|---|
| Account Number | 592675 |
|---|---|
| Street Address | 103 CEDAR BREAKS |
| City | HARKER HEIGHTS |
| State | TX |
| Zip | 76548-4400 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Legal Description | THE RIDGE PHASE THREE, BLOCK 010, LOT 0047, ACRES .82 |
| Legal Subdivision | THE RIDGE PHASE THREE |
| Legal Block | 10 |
| Legal Lot Number | 47 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 21802 |
103 Cedar Breaks, residential vacant land, is owned by an individual who acquired it in February 2021.
Source: Bell County records, as of April 1, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 |
| Deed Sale | Feb 26, 2021 |
| Deed Document Number | 2021011571 |
| Record Updated | Jun 7, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Feb 26, 2021 |
| Property Address | 103 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400 |
| Document Number | 0000011571 |
| Map Reference | CAB D SL 201-D |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021011571 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Title Company | GEO TITLE COMPANY INC, NETCO INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 103 CEDAR BREAKS, 103, HARKER HEIGHTS, TX 76548-4400 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400 |
| Document Number | 0000011572 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021011572 |
| Name | NATIONAL UNITED |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 25, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Feb 25, 2024 |
| Change Frequency | 3 Years |
| Min Rate At Change | 5.42% |
| Max Rate At Change | 7.85% |
| Index | 1-Year CMT |
| Max Rate | 10.6% |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Harker Heights City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,709.00 (+15.86%) | $96,442 Land $96,442 | $96,442 Land $96,442 |
| 2022 | $1,475.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Cedar Breaks in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Cedar Breaks is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 66% of the US · above 53% of Texas |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Jan 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
May also be available: Altitude ISP, SOS Communications, Western Broadband.
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