102 Cedar Breaks, Harker Heights, TX 76548 Property Records

Bell County property record for 102 Cedar Breaks, Harker Heights, TX 76548

Property Summary

Property Type	Single Family Home
Details	2,668 sqft · built 2018
Lot Size	0.739 acres (32,234 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Jul 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0922951378`

Property Details

APN / Parcel Number

Primary APN	`0922951378`
Alternative APNs	`397730` `857849`

Interior

Stories	1 Story
Building Area	2,668 sqft Living Area
Gross Area	2,555 sqft
1st Floor Area	2,555 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Stone
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	32,234 sqft (0.739 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	326 sqft

Location & Zoning

Account Number	857849
Street Address	102 CEDAR BREAKS
City	HARKER HEIGHTS
State	TX
Zip	76548-4400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THE RIDGE PHASE THREE, BLOCK 010, LOT 0048, ACRES .74
Legal Subdivision	THE RIDGE PHASE THREE
Legal Block	10
Legal Lot Number	48
Jurisdiction	BELL TX
Township / Civil Division	KILLEEN
Census Block Group	3
Census Block	3032
Census Tract	21802

Owner

102 Cedar Breaks is owned and occupied by an individual who acquired it in April 2019.

Source: Bell County records, as of November 9, 2023

Owner of Record	Individual Name on File
Mailing Address	102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Apr 3, 2019	Vendor's Lien, Transfer FAIRWAY INDEPENDENT MORTGAGE CORP
Sep 27, 2018	Warranty Deed, Construction Loan · Construction Mortgage FIRST NAT'L BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2019
Deed Sale	Apr 3, 2019
Deed Document Number	2019-00012813
Record Updated	Jun 7, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000034227
Date	Jul 10, 2020
Instrument	2020-00034227

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

April 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Apr 3, 2019
Property Address	102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400
Document Number	0000012813
Instrument Date	Mar 29, 2019
Instrument	2019-00012813
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	AMERICAN ABSTRACT & TTL CO I

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400

Mortgage

Document Number	0000012814
Date	Apr 3, 2019
Instrument	2019-00012814

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2049

September 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Sep 27, 2018
Property Address	102 CEDAR BREAKS, HARKER HEIGHTS, TX 76548-4400
Document Number	0000040877
Book / Page	010608 / 000652
Instrument Date	Sep 25, 2018
Instrument	40877
Transaction Type	Construction Loan
Record Updated	Oct 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 11235 KILLEEN TX 765471235, KILLEEN, TX 76547-1235
Investor	Possibly a Property Investor

Mortgage

Document Number	40879
Date	Sep 27, 2018
Book Page	010608/000658
Instrument	40879

Lender

Name	FIRST NAT'L BK/TX
Type	Bank
Address	KILLEEN, TX 76540

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 26, 2019

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Harker Heights City
Unified School District	Killeen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$626,333 Land $87,033 Building $539,300	$626,333 Land $87,033 Building $539,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 102 Cedar Breaks in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 102 Cedar Breaks is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HARKER HEIGHTS serves 35,957 people · EPA ID TX0140023
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Altitude ISP, SOS Communications, Western Broadband.

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